findaya.com Reviews

https://findaya.com redirected to https//www.findaya.co.id during the time we crawled it. Findaya is a financial services company based in Indonesia, providing technology-based financial services. It is licensed and supervised by the Financial Services Authority of Indonesia (OJK). The company's mission is to achieve financial inclusion through the provision of reliable, transparent, and responsible loan disbursement to the Indonesian population, including the unbanked and underbanked segments. Findaya is associated with PT Mapan Global Reksa and is part of the larger entity PT Goto (Gojek Tokopedia), Tbk.

Findaya offers several financial services:

1. Gopay Pinjam: This service is supported by Findaya and is also licensed and supervised by the OJK. It provides cash loans with a limit of up to 15 million Indonesian Rupiah, with installment tenors of up to 6 months, and the option for early repayment. Activation is straightforward, requiring only an electronic ID (e-KTP).

2. Gomodal: This service is a collaboration between Gojek and Findaya, aimed at GoFood and GoBiz partners to help them develop their businesses, especially those with limited access to funding. Over 4,000 business owners in the GoFood and GoBiz ecosystem have benefited from this working capital loan.

3. Modaltoko: Findaya provides funding to sellers on Tokopedia to expand their businesses. The loan offers a tenor of up to 12 months with a limit of up to 500 million Indonesian Rupiah, which can be withdrawn as needed.

Findaya emphasizes that it is licensed and regulated by the OJK, and it is a member of the Indonesian Fintech Lending Association (AFPI) and holds ISO 27001 certification. The company's commitment to financial inclusion and responsible lending aligns with its vision to provide trustworthy and transparent financial services to the Indonesian population, particularly those without bank accounts or adequate access to financial products.

The website also mentions its use of cookies for tracking user interactions and improving the browsing experience. Users are given the option to accept or reject cookies, and a link to the cookie policy is provided for more information.

Overall, Findaya appears to be a legitimate and regulated financial services provider in Indonesia, with a focus on promoting financial inclusion and responsible lending practices. Its association with well-known entities like Gojek and Tokopedia, as well as its licensing and certification, adds to its credibility."

the reasons behind this review :
Licensed and supervised by the Financial Services Authority of Indonesia (OJK), Part of PT Goto (Gojek Tokopedia), Tbk, Offers various financial services including Gopay Pinjam, Gomodal, and Modaltoko, Emphasizes financial inclusion and responsible lending, Member of the Indonesian Fintech Lending Association (AFPI), Holds ISO 27001 certification, Website mentions the use of cookies and provides a cookie policy for transparency and user control.