creditengine.co.uk Reviews

https://creditengine.co.uk redirected to https//www.creditengine.co.uk during the time we crawled it. The website creditengine.co.uk appears to be a legitimate service for managing and improving credit scores. It offers features such as daily credit report and score updates, personalized action plans to improve credit scores, access to credit report and score guides, 24/7 credit report monitoring, and more. The site also provides information about its pricing and terms, including a 14-day free trial and a monthly membership fee of £19.99 after the trial period. It's important to note that the website is a regulated credit broker, not a lender, and it provides access to credit data from TransUnion International UK Limited. The company behind the website, Credit Technologies Limited, is registered in England and Wales and is licensed by the Information Commissioner's Office as a credit broker. It's also an appointed representative of Quint Group Limited, which is authorized and regulated by the Financial Conduct Authority. These regulatory affiliations and licenses suggest a level of legitimacy and adherence to industry standards. The website's use of SSL encryption (Let's Encrypt) for secure data transmission further enhances its credibility. The presence of a privacy policy, terms and conditions, and cookie policy also demonstrates a commitment to transparency and user data protection. However, it's always advisable to exercise caution when providing personal and financial information online. Before signing up for any service or sharing sensitive data, it's recommended to carefully review the terms of use, privacy policy, and any user agreements. Additionally, it's a good practice to verify the legitimacy of the company and its regulatory status through official channels, such as the Financial Conduct Authority's register. Overall, based on the available information, the website creditengine.co.uk appears to be a legitimate platform for credit score management and improvement, but users should conduct their own due diligence and consider their individual financial needs and circumstances before using the service."

the reasons behind this review :
Regulated credit broker, Not a lender, Access to credit data from TransUnion International UK Limited, Company registered in England and Wales, Licensed by the Information Commissioner's Office, Appointed representative of Quint Group Limited, Authorized and regulated by the Financial Conduct Authority, Use of SSL encryption (Let's Encrypt), Presence of privacy policy, terms and conditions, and cookie policy, Commitment to transparency and user data protection, Caution and due diligence advised when sharing personal and financial information online