lendermarket.com Reviews
is lendermarket.com legitimate or a scam?How much trust do people have in lendermarket.com?
Why is the trust score of lendermarket.com very high?
Key Features of Lendermarket:
Buyback Guarantee: All loans offered for investment on Lendermarket come with a buyback guarantee. This means that if a borrower defaults on their loan, the loan originator will repurchase the loan from the investor, ensuring that the investor's principal and accrued interest are protected.
High Returns: Lendermarket claims to offer higher-than-average returns compared to traditional asset classes. The platform's historical average annual return is reported to be 15.58% since May 2019.
Auto Invest: Lendermarket provides an auto-invest feature that allows investors to set their investment criteria and automatically diversify their portfolio across multiple loans. This helps in optimizing returns and reducing the impact of cash drag.
Loan Originators: Lendermarket collaborates with professional lending companies (loan originators) who have a proven track record in the industry. These loan originators are responsible for issuing and servicing the loans available for investment.
International Loan Portfolio: Lendermarket offers investment opportunities in loans from various European countries, including Denmark, Sweden, and Finland. This geographical diversification can help in spreading the investment risk.
Investor Reviews: The platform features positive reviews from investors, highlighting aspects such as reliable returns, professional management, and the effectiveness of the buyback guarantee.
Regulatory Compliance: Lendermarket operates in compliance with relevant financial regulations and undergoes annual audits by an international auditor, Grant Thornton. This can provide investors with a level of assurance regarding the platform's operational transparency and financial soundness.
Risks and Considerations:
As with any investment, there are inherent risks associated with investing through Lendermarket. While the platform emphasizes the buyback guarantee and historical returns, investors should consider the following:
Default Risk: Despite the buyback guarantee, there is still a risk of loan defaults, especially during economic downturns or in the case of borrower insolvency. Investors should assess the creditworthiness of the underlying borrowers and the risk management practices of the loan originators.
Liquidity Risk: While the buyback guarantee provides a level of liquidity, it may not be immediate, and there could be delays in receiving funds if a loan needs to be repurchased.
Platform Risk: Any platform-specific risks, such as operational disruptions, regulatory changes, or changes in the platform's business model, should be considered.
Currency and Geopolitical Risks: For investors outside the Eurozone, there may be currency exchange risks and geopolitical factors that could impact the performance of the investments.
Diversification and Due Diligence:
To mitigate these risks, it's important for investors to diversify their investments across multiple loans and loan originators. Additionally, conducting thorough due diligence on the loan originators and staying informed about the economic and regulatory environment in the countries where the loans are issued can help in making informed investment decisions.
Regulatory Environment:
The regulatory environment for peer-to-peer lending and investment platforms can vary by jurisdiction. Investors should be aware of the regulatory framework in their own country and understand how it applies to their investments through Lendermarket.
Conclusion:
Lendermarket appears to be a legitimate peer-to-peer lending platform with a focus on providing secure and potentially high-yield investment opportunities. However, as with any investment, it's important for investors to carefully assess the risks, diversify their portfolio, and stay informed about the platform's performance and any relevant market developments. Additionally, seeking professional financial advice, especially for significant investments, is advisable to ensure that the investment aligns with one's financial goals and risk tolerance."
the reasons behind this review :
Peer-to-peer lending platform, Buyback guarantee, High historical returns, Auto-invest feature, Collaboration with professional loan originators, International loan portfolio, Positive investor reviews, Regulatory compliance and annual audits, Risks associated with investing, Default risk, Liquidity risk, Platform-specific risks, Currency and geopolitical risks, Importance of diversification and due diligence, Regulatory environment considerations, Conclusion and recommendations
Positive Points | Negative Points |
---|---|
Website content is accessible No spelling or grammatical errors in site content High review rate by AI Domain Age is quite old Whois data is accessible Domain ranks within the top 1M on the Tranco list | No Negative Point |
Domain age :
20 years and 1 months and 4 days
WHOIS Data Status :
Accessible
Website :
LENDERMARKET.COM
Title :
Invest in Buyback Guaranteed loans | Lendermarket
Description :
Secure investing platform for you to grow your money. Join Lendermarket and invest safely in Buyback Guaranteed loans. Start investing now!
Website Rank :
679921
SSL certificate valid :
Valid
SSL Status :
Low - Domain Validated Certificates (DV SSL)
SSL issuer :
Let's Encrypt
WHOIS registration date :
2004/04/27
WHOIS last update date :
2024/05/27
WHOIS Renewal Date :
2025/04/27
Organization :
GDPR Masked
State/Province :
Dublin
Country :
IE
Phone :
GDPR Masked
Email :
gdpr-masking@gdpr-masked.com
Organization :
GDPR Masked
State/Province :
GDPR Masked
Country :
GDPR Masked
Phone :
GDPR Masked
Email :
gdpr-masking@gdpr-masked.com
Organization :
GDPR Masked
State/Province :
GDPR Masked
Country :
GDPR Masked
Phone :
GDPR Masked
Email :
gdpr-masking@gdpr-masked.com
IP : 172.67.208.35
ISP : AS13335 Cloudflare, Inc.
Country : US
IP : 104.21.23.2
ISP : AS13335 Cloudflare, Inc.
Country : US
Name :
Marcaria International LLC
IANA ID :
1086
Registrar Website :
www.marcaria.com
Phone :
+1.3054348621
Email :
abuse@marcaria.com
Target : liz.ns.cloudflare.com
IP : 172.64.32.189
ISP : AS13335 Cloudflare, Inc.
Country : US
Target : micah.ns.cloudflare.com
IP : 173.245.59.206
ISP : AS13335 Cloudflare, Inc.
Country : US
This website was last scanned on August 23, 2024
sibid.net
The website content is in Persian and appears to be related to the sale of Apple IDs. The site claims to offer verified and permanent Apple IDs with instant delivery...
onlinestoreorder1.wixsite.com
The website's URL is https://onlinestoreorder1.wixsite.com. The website's content was intentionally made inaccessible, suggesting that the site owner may have content they prefer search engines not to index. We conducted a...
worldspice.net
https://worldspice.net redirected to https//www.worldspice.net during the time we crawled it. WorldSpice Technologies is a company that provides internet and telecommunications services, including high-speed internet, voice services, data center solutions, and...