ncsecu.org Reviews

https://ncsecu.org redirected to https//www.ncsecu.org during the time we crawled it. State Employees’ Credit Union (SECU) is a not-for-profit financial cooperative owned by its members. It was founded in 1937 and is based in Raleigh, North Carolina. SECU primarily serves state employees and their families, but membership is also open to other groups. As a credit union, SECU offers a range of financial products and services, including savings accounts, checking accounts, loans, mortgages, and investment options.

Key Features of SECU:

Membership Eligibility: SECU membership is open to North Carolina state employees, public school employees, community college employees, and their families. Additionally, individuals who work for certain state agencies, associations, or organizations can also join.

Not-for-Profit Structure: As a member-owned cooperative, SECU operates on a not-for-profit basis. This means that any profits generated are returned to members in the form of lower loan rates, higher savings rates, and expanded services.

Financial Products: SECU offers a variety of financial products, including checking accounts, savings accounts, certificates of deposit (CDs), IRAs, auto loans, personal loans, mortgages, home equity loans, and credit cards.

Online and Mobile Banking: Members can access their accounts and conduct transactions through SECU’s online banking platform and mobile app. These digital services allow for account management, bill payment, fund transfers, and more.

Branch and ATM Network: SECU has a network of branch locations throughout North Carolina, providing in-person banking services to its members. Additionally, members have access to a large network of ATMs for cash withdrawals and other transactions.

Community Involvement: SECU is actively involved in supporting local communities through various initiatives, including financial education programs, charitable contributions, and volunteer efforts.

Security and Member Protection: SECU prioritizes the security of its members’ financial information and offers measures to protect against fraud and unauthorized access.

SECU’s mission is to provide financial services that are in the best interest of its members, and its structure as a member-owned cooperative reflects this commitment. As with any financial institution, individuals considering membership or using SECU’s services should review the specific terms, conditions, and fees associated with its products to ensure they align with their financial needs and goals.”

the reasons behind this review :
Not-for-profit cooperative structure, Membership eligibility for state employees and their families, Range of financial products and services, Online and mobile banking options, Branch and ATM network in North Carolina, Community involvement and support, Emphasis on security and member protection, Mission to serve members' best interests