simplepersonalloans.co.uk Reviews

https://simplepersonalloans.co.uk redirected to https//www.simplepersonalloans.co.uk during the time we crawled it. Simple Personal Loans is a registered trading name of The Money Hive Limited, which is authorized and regulated by the Financial Conduct Authority (FCA) and is entered on the Financial Services Register under reference number: 736632. The Money Hive Limited is registered in England and Wales with company number 09932988, and its registered office is at 657 Liverpool Road, Manchester, M44 5XD. It is also registered with the Information Commissioner’s Office under registration number ZA208222. These details provide a level of transparency and legitimacy to the company.

The website also provides a warning about scammers using their company name to take money from individuals. This is a proactive measure to protect consumers and maintain the integrity of their services.

The website’s use of SSL (Secure Sockets Layer) encryption, provided by Let’s Encrypt, ensures that data transmitted between the user’s browser and the website’s server is secure. This is a standard security measure for protecting sensitive information.

The website’s commitment to data protection and privacy, as outlined in their privacy policy, is another positive aspect. It demonstrates a responsible approach to handling personal data and aligns with regulatory requirements, such as the Data Protection Act 2018.

The company’s adherence to good practice and customer charter, as well as their commitment to fair and responsible lending, are highlighted. This is important for establishing trust and demonstrating a customer-centric approach.

The website’s provision for complaints and the process for resolving them, including the option for escalation to the Financial Ombudsman Service, is a positive indication of their commitment to addressing customer concerns.

The website’s transparency about the information they collect and process, as well as their commitment to notifying users about changes to their privacy policy, aligns with best practices for data handling and user communication.

Overall, the information provided on the website, including regulatory authorizations, commitment to data protection, and proactive measures to protect consumers from scams, suggests that Simple Personal Loans operates with a level of legitimacy and responsibility. However, as with any financial service, individuals should conduct their own due diligence and carefully review the terms and conditions before engaging with the company.”

the reasons behind this review :
Registered with the Financial Conduct Authority (FCA) and listed on the Financial Services Register. Registered as a company in England and Wales with a specific company number. Registered office address provided. Registered with the Information Commissioner's Office (ICO) and given a specific registration number. Proactive warning about scammers using the company's name to take money from individuals. Use of SSL (Secure Sockets Layer) encryption, provided by Let's Encrypt, for secure data transmission. Commitment to data protection and privacy, in accordance with the Data Protection Act 2018. Adherence to good practice and customer charter, with a commitment to fair and responsible lending. Provision for complaints and a clear process for resolving them, including escalation to the Financial Ombudsman Service. Transparency about the information collected and processed, as well as notification of changes to the privacy policy.