oceantrustloans.com Reviews
is oceantrustloans.com legitimate or a scam?How much trust do people have in oceantrustloans.com?
Why is the trust score of oceantrustloans.com very low?
Ocean Trust Loans appears to be a high-risk website for several reasons:
1. Lack of Transparency: The website lacks transparency in terms of ownership, physical address, and contact information. Legitimate financial institutions typically provide clear and verifiable contact details.
2. Generic and Vague Information: The website provides generic and vague information about its services, such as “get your loan in 3 easy steps” and “leading security technology.” Legitimate financial institutions usually provide detailed and specific information about their services.
3. No Verifiable Lending License: There is no mention of a lending license or regulatory compliance, which is a red flag for a financial services website.
4. For-Profit Advertising Network: The website openly states that it is a for-profit advertising network and receives compensation from lenders and other offers. This raises questions about the impartiality and trustworthiness of the loan recommendations.
5. Tribal Lender Disclaimer: The website mentions the option of obtaining a loan from a tribal lender, which can be associated with higher rates and less regulatory oversight.
6. Anti-Spam Policy: The website’s anti-spam policy, while seemingly legitimate, is often used as a cover by scam websites to appear more credible.
7. No Guarantee of Approval: The website clearly states that providing information does not guarantee approval for a cash advance, which is a common disclaimer on scam loan websites.
8. Limited Information on Cash Advances: The website provides limited information on the risks and terms associated with cash advances, which is not in line with responsible lending practices.
9. No Clear Privacy Policy: While the website mentions a privacy policy, it’s important to verify the details and ensure that personal information is adequately protected.
10. No Information on Credit Reporting: Legitimate lenders typically provide clear information on how they handle credit checks and reporting to credit bureaus, which is lacking on this website.
11. No Information on State Regulations: The website does not provide clear information on how it complies with state regulations, which is crucial for a legitimate lending service.
12. No Information on Customer Support: There is limited information on customer support, which is essential for addressing queries and concerns.
Based on these factors, it’s advisable to exercise extreme caution when considering any financial transactions or sharing personal information on the Ocean Trust Loans website. It’s recommended to seek loans from well-established and reputable financial institutions with a transparent track record and clear regulatory compliance.”
the reasons behind this review :
Lack of Transparency, Generic and Vague Information, No Verifiable Lending License, For-Profit Advertising Network, Tribal Lender Disclaimer, Anti-Spam Policy, No Guarantee of Approval, Limited Information on Cash Advances, No Clear Privacy Policy, No Information on Credit Reporting, No Information on State Regulations, No Information on Customer Support
Positive Points | Negative Points |
---|---|
Website content is accessible No spelling or grammatical errors in site content | Low review rate by AI Domain is new Archive is new Whois data is hidden Domain does not rank within the top 1M on the Tranco list. |
Domain age :
1 years and 1 months and 21 days
WHOIS Data Status :
Hidden
Website :
OCEANTRUSTLOANS.COM
Title :
Ocean Trust Loans
Website Rank :
3026922
Age of Archive :
0 year(s) 7 month(s) 25 day(s)
SSL certificate valid :
Valid
SSL Status :
Low - Domain Validated Certificates (DV SSL)
SSL issuer :
Let's Encrypt
WHOIS registration date :
2023/08/04
IP : 34.121.35.39
Name :
Amazon Registrar, Inc.
IANA ID :
468
Registrar Website :
http://registrar.amazon.com
Phone :
+1.2024422253
Email :
trustandsafety@support.aws.com
Target : ns-735.awsdns-27.net
IP : 205.251.194.223
Target : ns-1137.awsdns-14.org
IP : 205.251.196.113
Target : ns-321.awsdns-40.com
IP : 205.251.193.65
Target : ns-1638.awsdns-12.co.uk
IP : 205.251.198.102
This website was last scanned on September 23, 2024
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