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yonkersfinancial.com Scam Check: 25/100 Trust | ScamMinder

Website: yonkersfinancial.com

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Safety Score

25/100
āœ— Scam Risk

Exercise caution when interacting with this website.

AI Analysis Results

Category: Financial Services
About this website:

Detailed Analysis Report: Is yonkersfinancial.com Safe and Legit? Website Overview and Purpose Yonkers Financial is a financial services platform that offers information and resources related to loans, credit, and personal finance . The site aims to assist users in understanding various financial products and connecting them with lenders. It targets individuals looking for loans, financial advice, and lifestyle tips. Content Quality and User Experience Key Experience Highlights Offers a variety of articles on finance, lifestyle, and automotive topics. Includes a newsletter sign-up feature to engage users. Content appears to be regularly updated with recent articles. Navigation is straightforward, with clear categories for different topics. Claims Verification and Red Flags āš ļø Red Flags Detected Several red flags indicate potential issues with the legitimacy of the site: Business Model Concern: The site operates as a lead generation platform for lenders, which can often lead to questionable practices. Transparency Issues: Lacks clear information about the company behind the website, including physical address and contact details. Unverified Claims: The site makes broad claims about loan services without providing specific lender information or partnerships. High-Risk Category: The financial services sector is known for scams, especially when combined with lead generation models. New Domain: The domain is relatively new (4 years old), which raises concerns about its operational history. āš ļø Caution Points Users should verify any loan offers independently and be cautious of sharing personal information. Look for clear terms and conditions before engaging with any financial service. Security Note: The website uses a valid SSL certificate, but this does not guarantee legitimacy. Legitimacy and Reputation Assessment The domain has been operational for 4 years , which is relatively short for a financial services site. It is hosted in the United States and has a valid SSL certificate, but there are no significant indicators of a strong reputation or established trust. The site does not rank in the Tranco top 1 million, indicating low traffic and visibility. Final Verdict and Recommendations Conclusion: Based on the analysis, yonkersfinancial.com raises several red flags regarding its legitimacy and business practices. Users should exercise caution when engaging with this site. It is advisable to seek alternative, well-established financial service providers and verify any claims made on this platform.

Risk Assessment: scam
āš ļø Red Flags:
  • [GUARDRAIL] No deterministic evidence for scam; downgrading to warning
  • [BUSINESS] Lead generation model raises concerns about the legitimacy of the services offered.
  • [TRANSPARENCY] Missing company information and contact details.
  • [CLAIMS] Broad claims about loan services without specific lender partnerships.
  • [DOMAIN] New domain age raises questions about trustworthiness.
šŸ“Š Analysis Reasons:
  • [BUSINESS MODEL] Operates as a lead generation platform for lenders, which can lead to questionable practices.
  • [TRANSPARENCY] Lacks clear information about the company behind the website, including physical address and contact details.
  • [CLAIMS] Makes broad claims about loan services without providing specific lender information or partnerships.
  • [DOMAIN HISTORY] Domain is relatively new (4 years old), raising concerns about its operational history.
  • [REPUTATION] Does not rank in the Tranco top 1 million, indicating low traffic and visibility.
šŸ›”ļø Safety Actions Applied:
  • {"type":"scam_downgraded","reason":"No deterministic evidence for scam; downgrading to warning","scoreCeiling":null,"targetStatus":"warning"}
Score Source: openai_guardrail
AI Confidence: medium

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*Consumer Notice: Payday loans or cash advances are made for the purpose of assisting consumers with short-term financing to resolve immediate cash needs and should not be considered a long-term solution. Submitting a loan request on this website does not guarantee that you will be connected with an independent lender or approved for a loan or cash advance. Loan terms, including loan amounts and transfer times for loans, vary among lenders and may be dependent upon the laws of the state in which you reside. If you are connected with a lender on our website, you may be directed to a third party website whose privacy practices and terms of use may significantly differ from our own. You are encouraged to read your lender’s privacy practices and terms of use. Consumers facing financial debt difficulties should seek advice from the appropriate professional before entering into any type of loan. You are encouraged to contact your lender directly for more information.

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*The Operator of This Website is a for-profit advertising network. We receive compensation, in the form of referral fees, from the lenders, aggregators, or other offers that we direct you to. Therefore, the amount of compensation provided, along with other factors, may impact which offer you are presented. The offer you receive may be coming from the company that bid the most for your information. The operator of this website does not always provide you with an offer with the best rates or terms. Our website does not include all companies or all available offers. We encourage you to research all available loans options for your situation.

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*Legal Disclaimer: Yonkers Financialā„¢ is a marketing company and NOT A LENDER. Yonkers Financialā„¢ does not make decisions about loans, advances or credit. This Website does not constitute an offer or solicitation for a loan. The operator of this Website is not an agent or representative of any loan company or credit institution, and does not endorse or charge users for any service or product. Repayment terms where applicable for certain offerings vary by lender. It is the user's responsibility to read all third party lender website disclaimers and offer restrictions before proceeding. Completing an application does not guarantee that you will qualify for a specific product. Rates and terms are provider-specific. Offer not available in all states. Yonkers Financialā„¢ does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender even though we DO NOT WORK DIRECTLY with Tribal Lenders. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the rates and fees may be higher than state-licensed lenders and you may be required to agree to resolve any disputes in a tribal jurisdiction. Additionally, your information may be going to an aggregator and not a lender. Your information can be sold multiple times leading to multiple offers from lenders, aggregators, and other marketers. Providing your information on this Website does not guarantee that you will be approved for a cash advance. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a cash advance based upon lender requirements.

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Credit Check Disclaimer: Lenders may perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders. By submitting your loan request, you are providing express written consent under the Fair Credit Reporting Act for each lender to whom we transmit your information to obtain, in response to your inquiry, a credit check or consumer report from a consumer reporting agency.  This credit check can include a hard pull, which may impact your credit score.

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ANTI-SPAM POLICY: We strictly prohibit any reference or advertisement of our brand and web site using unsolicited email messages. Violation of this policy will cause partnership termination and further actions permitted by the law. If you feel you have been sent unsolicited messages promoting our brand or website and would like to register a complaint, please refer to our Privacy Policy. We will investigate all complaints and take necessary action.

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Availability: Residents of some states may not qualify for loans provided by the lenders and third-parties they are connected with on this website. Our website makes no warranties, guarantees, or representations that you will qualify for any third party lender services by using our website. The services provided on this website are void where prohibited. Offer may not be available in AR, CT, GA, ME, MN, NH, NJ, NY, OR, SD, VT, WA, WV and DC.

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\n This website uses cookies to improve your experience with us. We do this to better understand how visitors use our site to offer you a more personal experience. We share information about your use of our site with social media and analytics partners in accordance with our Privacy Policy. CA Privacy Notice\n

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And Who Would Benefit from Using Them?\nNovember 7, 2025\nFINANCE\nCredit Score Range Meaning\nNovember 6, 2025\nFINANCE\nDoes Student Loan Debt Affect Mortgage Approval?\nNovember 6, 2025\nFINANCE\nCryptocurrency: The Know-Hows\nNovember 5, 2025\nFINANCE\nNew Career Areas in WFH society\nNovember 5, 2025\nLIFESTYLE\nBenefits of a 529 Plan\nNovember 4, 2025\nFINANCE\nDo You Make the Same Amount of Money From an Online Degree\nNovember 4, 2025\nEDUCATION\nBenefits of 403b VS 457 plan\nNovember 3, 2025\nFINANCE\nPrivate versus Public Schooling in a Home-Schooling World\nNovember 2, 2025\nEDUCATION\nAdapting to a Tech Based Education World\nNovember 2, 2025\nEDUCATION\nDon't Miss Out!\nSign up for our newsletter today\nEmail Address\n\nBy clicking \"AGREE & SIGN UP\" below, I: 1) represent that I am a U.S. Resident over the age of 18; 2) understand and agree to the E-consent Policy, Responsible Lending Policy, Advertising Disclosure, Fair Credit Reporting Act, Privacy Policy, Terms & Conditions and California Privacy Notice; and 3) agree to receive email promotions from Yonkers Financial and our marketing partners.\n\nAGREE & SIGN UP\nTRENDING \n1\nLifestyle Changes to Enhance Mental Health\n2\nDoes Student Loan Debt Affect Mortgage Approval?\n3\nCryptocurrency: The Know-Hows\n4\nHow To Shop For The Best Car Insurance Deal\n5\nDo You Make the Same Amount of Money From an Online Degree\n\nBUYING SOON?\n\nHow to Get the Best Mortgage Deal\n\nSHOW ME\n\nHOME COMFORTS\n\nMake Money From Home\n\nGET STARTED\n\nIT MATTERS\n\nDifferent Credit Rating Systems Explained\n\nLEARN MORE\n\nTAKE CARE OF THE PENNIES...\n\nEasy Ways to Manage All Your Finance Problems\n\nSHOW ME NOW\n\nTHERE IS A DIFFERENCE\n\nThe Difference Between Debt Settlement and Debt Consolidation\n\nTEACH ME SENSEI\n\nSHOW YOUR APPRECIATION\n\n5 Simple Ways to Help Veterans\n\nSTART NOW\nAUTOMOTIVE\n How To Shop For The Best Car Insurance Deal\nNovember 1, 2025\nEDUCATION\n What Are the Advantages of Getting a Degree Online?\nOctober 31, 2025\nAUTOMOTIVE\n Car Sales Slump and Discounts Rise: Is It the Right Time to Buy a Car?\nOctober 31, 2025\nLIFESTYLE\n 10 Foods That Are Perfect for Meal Prepping\nOctober 30, 2025\nFINANCE\n Ways to Earn Money When You Are Not Employed\nOctober 30, 2025\nLIFESTYLE\n 3 Stretches You Should Make a Part of Your Daily Routine\nOctober 29, 2025\nFINANCE\n The Best Retirement Account You Don’t Know Of\nOctober 29, 2025\nLIFESTYLE\n 10 Tips for Spring Cleaning\nOctober 28, 2025\nFINANCE\n Payday Loan Alternatives When You Need Fast Cash\nOctober 28, 2025\nFINANCE\n Hidden Credit Card Expenses You Need to Be Aware Of\nOctober 27, 2025\nEDUCATION\n Tips for Financing Your Personal Education\nOctober 26, 2025\nFINANCE\n How to Improve Your Credit Score\nOctober 26, 2025\nFINANCE\n How to Manage Your Money\nOctober 25, 2025\nFINANCE\n 5 Mistakes to Avoid When Buying a House\nOctober 24, 2025\nAUTOMOTIVE\n How to Finance a Car the Smart Way\nOctober 23, 2025\nFINANCE\n Five Ways to Prepare for the Looming Tax Season\nApril 2, 2021\nEDUCATION\n What Impact Will Covid-19 Have on Education?\nMarch 1, 2021\nFINANCE\n Stimulus Options Available During This Tough Time\nFebruary 16, 2021\nFINANCE\n How the Market May Look Going Forward With the Pandemic\nFebruary 15, 2021\nEDUCATION\n What Tech to Consider for Those Schooling from Home\nFebruary 10, 2021\nFINANCE\n New President - Financial changes\nJanuary 25, 2021\nLIFESTYLE\n Should I Get the COVID-19 Vaccine?\nJanuary 10, 2021\nFINANCE\n 2021 Financial Changes\nJanuary 4, 2021\n\nThis is not a federal program and is unrelated to government stimulus.\n\n*Consumer Notice: Payday loans or cash advances are made for the purpose of assisting consumers with short-term financing to resolve immediate cash needs and should not be considered a long-term solution. Submitting a loan request on this website does not guarantee that you will be connected with an independent lender or approved for a loan or cash advance. Loan terms, including loan amounts and transfer times for loans, vary among lenders and may be dependent upon the laws of the state in which you reside. If you are connected with a lender on our website, you may be directed to a third party website whose privacy practices and terms of use may significantly differ from our own. You are encouraged to read your lender’s privacy practices and terms of use. Consumers facing financial debt difficulties should seek advice from the appropriate professional before entering into any type of loan. You are encouraged to contact your lender directly for more information.\n\n*The Operator of This Website is a for-profit advertising network. We receive compensation, in the form of referral fees, from the lenders, aggregators, or other offers that we direct you to. Therefore, the amount of compensation provided, along with other factors, may impact which offer you are presented. The offer you receive may be coming from the company that bid the most for your information. The operator of this website does not always provide you with an offer with the best rates or terms. Our website does not include all companies or all available offers. We encourage you to research all available loans options for your situation.\n\n*Legal Disclaimer: Yonkers Financialā„¢ is a marketing company and NOT A LENDER. Yonkers Financialā„¢ does not make decisions about loans, advances or credit. This Website does not constitute an offer or solicitation for a loan. The operator of this Website is not an agent or representative of any loan company or credit institution, and does not endorse or charge users for any service or product. Repayment terms where applicable for certain offerings vary by lender. It is the user's responsibility to read all third party lender website disclaimers and offer restrictions before proceeding. Completing an application does not guarantee that you will qualify for a specific product. Rates and terms are provider-specific. Offer not available in all states. Yonkers Financialā„¢ does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender even though we DO NOT WORK DIRECTLY with Tribal Lenders. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the rates and fees may be higher than state-licensed lenders and you may be required to agree to resolve any disputes in a tribal jurisdiction. Additionally, your information may be going to an aggregator and not a lender. Your information can be sold multiple times leading to multiple offers from lenders, aggregators, and other marketers. Providing your information on this Website does not guarantee that you will be approved for a cash advance. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a cash advance based upon lender requirements.\n\nCredit Check Disclaimer: Lenders may perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders. By submitting your loan request, you are providing express written consent under the Fair Credit Reporting Act for each lender to whom we transmit your information to obtain, in response to your inquiry, a credit check or consumer report from a consumer reporting agency.  This credit check can include a hard pull, which may impact your credit score.\n\nANTI-SPAM POLICY: We strictly prohibit any reference or advertisement of our brand and web site using unsolicited email messages. Violation of this policy will cause partnership termination and further actions permitted by the law. If you feel you have been sent unsolicited messages promoting our brand or website and would like to register a complaint, please refer to our Privacy Policy. We will investigate all complaints and take necessary action.\n\nAvailability: Residents of some states may not qualify for loans provided by the lenders and third-parties they are connected with on this website. Our website makes no warranties, guarantees, or representations that you will qualify for any third party lender services by using our website. The services provided on this website are void where prohibited. Offer may not be available in AR, CT, GA, ME, MN, NH, NJ, NY, OR, SD, VT, WA, WV and DC.\n\nTerms & Conditions\nPrivacy Policy\nCalifornia Privacy Notice\nE-Consent\nResponsible Lending\nUnsubscribe\nDo Not Share or Sell My Personal Information\nPrivacy Rights Request Form\nRight to Opt Out of Profiling\nRight to Opt Out of Targeted Advertising\nLimit the use of my sensitive personal information\nAccessible View\nCookie Policy\nRates & Fees\nAdvertising Disclosure\nCopyright Ā© 2025 Yonkers Financialā„¢ All Rights Reserved.\n\n*Consumer Notice: Payday loans or cash advances are made for the purpose of assisting consumers with short-term financing to resolve immediate cash needs and should not be considered a long-term solution. Submitting a loan request on this website does not guarantee that you will be connected with an independent lender or approved for a loan or cash advance. Loan terms, including loan amounts and transfer times for loans, vary among lenders and may be dependent upon the laws of the state in which you reside. If you are connected with a lender on our website, you may be directed to a third party website whose privacy practices and terms of use may significantly differ from our own. You are encouraged to read your lender’s privacy practices and terms of use. Consumers facing financial debt difficulties should seek advice from the appropriate professional before entering into any type of loan. You are encouraged to contact your lender directly for more information.\n\n*The Operator of This Website is a for-profit advertising network. We receive compensation, in the form of referral fees, from the lenders, aggregators, or other offers that we direct you to. Therefore, the amount of compensation provided, along with other factors, may impact which offer you are presented. The offer you receive may be coming from the company that bid the most for your information. The operator of this website does not always provide you with an offer with the best rates or terms. Our website does not include all companies or all available offers. We encourage you to research all available loans options for your situation.\n\n*Legal Disclaimer: Yonkers Financialā„¢ is a marketing company and NOT A LENDER. Yonkers Financialā„¢ does not make decisions about loans, advances or credit. This Website does not constitute an offer or solicitation for a loan. The operator of this Website is not an agent or representative of any loan company or credit institution, and does not endorse or charge users for any service or product. Repayment terms where applicable for certain offerings vary by lender. It is the user's responsibility to read all third party lender website disclaimers and offer restrictions before proceeding. Completing an application does not guarantee that you will qualify for a specific product. Rates and terms are provider-specific. Offer not available in all states. Yonkers Financialā„¢ does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender even though we DO NOT WORK DIRECTLY with Tribal Lenders. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the rates and fees may be higher than state-licensed lenders and you may be required to agree to resolve any disputes in a tribal jurisdiction. Additionally, your information may be going to an aggregator and not a lender. Your information can be sold multiple times leading to multiple offers from lenders, aggregators, and other marketers. Providing your information on this Website does not guarantee that you will be approved for a cash advance. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a cash advance based upon lender requirements.\n\nCredit Check Disclaimer: Lenders may perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders. By submitting your loan request, you are providing express written consent under the Fair Credit Reporting Act for each lender to whom we transmit your information to obtain, in response to your inquiry, a credit check or consumer report from a consumer reporting agency.  This credit check can include a hard pull, which may impact your credit score.\n\nANTI-SPAM POLICY: We strictly prohibit any reference or advertisement of our brand and web site using unsolicited email messages. Violation of this policy will cause partnership termination and further actions permitted by the law. If you feel you have been sent unsolicited messages promoting our brand or website and would like to register a complaint, please refer to our Privacy Policy. We will investigate all complaints and take necessary action.\n\nAvailability: Residents of some states may not qualify for loans provided by the lenders and third-parties they are connected with on this website. Our website makes no warranties, guarantees, or representations that you will qualify for any third party lender services by using our website. The services provided on this website are void where prohibited. Offer may not be available in AR, CT, GA, ME, MN, NH, NJ, NY, OR, SD, VT, WA, WV and DC.\n\nThis website uses cookies to improve your experience with us. 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