wfconsumer.com Scam Check: 100/100 Trust | ScamMinder

This website appears legitimate based on AI analysis.

Williams & Fudge, Inc. is a legitimate debt collection agency based in Rock Hill, South Carolina. They have been in business for over 40 years and are a member of the Association of Credit and Collection Professionals (ACA International). Their services include collecting delinquent accounts for various types of creditors, such as educational institutions, healthcare providers, and government entities. It's important to note that debt collection agencies like Williams & Fudge are regulated by the Fair Debt Collection Practices Act (FDCPA) in the United States. This legislation sets guidelines for how debt collectors can interact with consumers and prohibits abusive, unfair, or deceptive practices. When dealing with a legitimate debt collection agency like Williams & Fudge, consumers have rights and protections under the FDCPA. For example, they have the right to request verification of the debt, dispute the debt, and request that the collector cease communication. If you have been contacted by Williams & Fudge regarding a debt, it's important to understand your rights and options. You can request validation of the debt, negotiate a payment plan, or seek assistance from a consumer protection attorney if you believe your rights have been violated. In summary, Williams & Fudge, Inc. is a well-established debt collection agency with a legitimate business purpose. However, it's always advisable for consumers to be informed about their rights and to seek assistance if they have concerns about debt collection practices."

• Well-established debt collection agency, Member of the Association of Credit and Collection Professionals (ACA International), Regulated by the Fair Debt Collection Practices Act (FDCPA), Consumers have rights and protections under the FDCPA, Can request validation of the debt, negotiate a payment plan, or seek legal assistance if needed