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usd.ai Scam Check: 25/100 Trust | ScamMinder

Website: usd.ai

Screenshot of usd.ai

Safety Score

25/100
āœ— Scam Risk

Exercise caution when interacting with this website.

AI Analysis Results

Category: Financial Services
About this website:

Detailed Analysis Report: Is usd.ai Safe and Legit? Website Overview and Purpose usd.ai is a financial services platform that claims to offer a yield-bearing synthetic dollar, known as USDai , backed by AI infrastructure. The site promotes high annual percentage rates (APRs) and aims to attract users interested in investing in AI-related projects. Content Quality and User Experience Key Experience Highlights Claims to provide liquidity to emerging AI companies. Offers staking options for users to earn yields. Features a clean, modern design with a focus on user engagement. Includes sections for documentation and educational resources. Claims Verification and Red Flags āš ļø Red Flags Detected Several red flags have been identified that raise concerns about the legitimacy of the site: Domain Age: The domain is less than a year old, which is a significant red flag for financial services. Unrealistic Returns: Claims of high APRs (11.55% current, 13.86% expected) without clear risk disclosures. Vague Business Model: The business model lacks transparency and specifics about how returns are generated. Missing Regulatory Information: No evidence of regulatory compliance or licensing, which is critical for financial platforms. High-Risk Category: The site operates in a high-risk financial category, which typically has a high incidence of scams. āš ļø Caution Points Users should verify the legitimacy of any investment platform before committing funds. Be cautious of platforms promising guaranteed returns, as these are often indicative of scams. Security Note: The site uses a valid SSL certificate, but this does not guarantee legitimacy. Legitimacy and Reputation Assessment The domain is less than a year old, which raises concerns about its stability and trustworthiness. It is hosted in the United States, but there is no clear evidence of a legitimate business behind the site. The lack of a solid archive history further complicates the assessment of its legitimacy. Final Verdict and Recommendations Conclusion: Based on the analysis, usd.ai exhibits multiple red flags that suggest it may not be a legitimate investment platform. Users are advised to exercise extreme caution and conduct thorough research before engaging with the site. Best practices include verifying regulatory compliance, seeking independent reviews, and avoiding platforms that promise unrealistic returns.

Risk Assessment: scam
āš ļø Red Flags:
  • [GUARDRAIL] No deterministic evidence for scam; downgrading to warning
  • [CLAIMS] Unrealistic returns promised with no clear risk disclosures.
  • [TRANSPARENCY] Missing regulatory information and licensing.
  • [DOMAIN HISTORY] Domain age is less than a year, raising concerns about legitimacy.
  • [BUSINESS MODEL] Vague business model lacking transparency.
šŸ“Š Analysis Reasons:
  • [DOMAIN HISTORY] Domain is less than a year old, indicating potential instability.
  • [CLAIMS] Promises high APRs without clear risk disclosures, which is a common scam tactic.
  • [TRANSPARENCY] Lacks regulatory information and compliance, critical for financial services.
  • [BUSINESS MODEL] Vague business model with no clear explanation of how returns are generated.
  • [REPUTATION] Operates in a high-risk financial category, which typically has a high incidence of scams.
šŸ›”ļø Safety Actions Applied:
  • {"type":"scam_downgraded","reason":"No deterministic evidence for scam; downgrading to warning","scoreCeiling":null,"targetStatus":"warning"}
Score Source: openai_guardrail
AI Confidence: medium

Technical Details

USD AI

How it works

Learn how USDai operates

CALIBER

What makes USDai legal

Education

Learn about InfraFi

Stories

Stories and videos

Ecosystem

Ecosystem overview

Documentation

Extensive documentation

Careers

Opportunities at USDai

Brand Kit

Downloadable assets

ThedollarthatbuildsAI,whereveritforms.
CURRENT APR:11.55%
EXPECTED APR:13.86%
TVL:582.1M
USERS:57,972
Trusted by capital AI experts

USDaiearnsyieldbyprovidingliquiditytoemergingAIcompanieswhohavereal collateralbutaren'tthesizeofOpenAIorhaveaccesstoBlackstone

GetyourUSDaiSwapUSDCforUSDaiā€”yourovercollateralized,yield-readystablecoin.
EarnwithsUSDaiStakeUSDaitoearnrealyieldbackedbyAIinfrastructure.Otheryielddoesnā€™tcompare.
StackwithDeFiUsesUSDaiacrossDeFiprotocolstoboostreturnsandstayliquid.
\"Thumbnail\"
NeedtoscaleyourAIinfra?Weareopenforborrow.
MajorBorrowers
    Lyceum
    Hydra Host
    Compute Labs
    TACOM
    QumulusAI
    Lyceum
    Hydra Host
    Compute Labs
    TACOM
    QumulusAI
Raiseyourhandtoearnrealallocationorhighyield!Whichhandwillyouraise?Comingwithlaunch.
Get Allo

Protocol Dive: QEV

QEV, or Queue Extractable Value, is a decentralized liquidity primitive designed to manage redemptions in the USD.AI protocol. Its primary goal is to handle long-dated, illiquid collateralā€”such as tokenized hardware or DePIN infrastructure loansā€”using a market-driven mechanism rather than first-come, first-served approaches

QEV
\"Protocol

Protocol Dive: FiLo Curator

FiLo Curator is USD.AIā€™s foundational scaling lever. It ensures that real-world infrastructure loans can be onboarded at scale while preserving risk alignment and structural protections for all participants.

FiLo
\"Protocol

Protocol Dive: CALIBER

CALIBER stands for Collateralized Asset Ledger: Insurance, Bailment, Evaluation, and Redemption. Itā€™s the legal and technical backbone of USD.AI that enables the tokenization of physical hardware collateral into verifiable on-chain assets.

CALIBER
\"Protocol
Extensivetop-tierauditingAuditclearedwithzerohighorcriticalbugs.ActivebugbountiesrunningonImmuneFiandCantinatokeepitthatway.
FortifiedFinanceEquitydownpaymentandFiLovaultscreatelinesofdefensetoprotecttokenholders.Loansamortizequicklytoreduceexposureovertime.Onchaindefaultauctionsensurequicksettlements,nobankruptcydelays.
ProtectedbyCALIBERInsuranceagainstcatastrophes.BankruptcyremoteSPVs.BackedbyM^0 T-bills.CALIBERtokenizestitle,creatingfullyenforceablepropertyrightsonchain.
Join the network backed by the future
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