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stephensoneftalitigation.com Scam Check: 75/100 Trust | ScamMinder

Website: stephensoneftalitigation.com

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āš  Warning

This website appears legitimate based on AI analysis.

AI Analysis Results

Category: Legal Services
About this website:

Detailed Analysis Report: Is stephensoneftalitigation.com Safe and Legit? Website Overview and Purpose Stephensoneftalitigation.com is a legal information platform dedicated to informing individuals about a class action lawsuit involving Navy Federal Credit Union . The site provides essential details regarding the lawsuit, eligibility for claims, and instructions for submitting claims related to unauthorized transactions. Content Quality and User Experience Key Experience Highlights Clear presentation of legal information regarding the class action lawsuit. Accessible navigation with sections for FAQs, documents, and claim submission. Important dates and deadlines prominently displayed for user awareness. Contact information provided for further inquiries, enhancing user support. Claims Verification and Red Flags āš ļø Red Flags Detected No significant red flags detected. The website appears to be a legitimate resource for individuals affected by the class action lawsuit. āš ļø Caution Points Users should verify their eligibility for claims independently. Ensure that any claims submitted are done through the official channels outlined on the site. Security Note: The website uses a valid SSL certificate issued by WE1, ensuring secure browsing. Legitimacy and Reputation Assessment The domain is relatively new, registered only 64 days ago, indicating it is a recent establishment. The site is hosted in the United States and has a clean security record with no malicious detections reported. The content is focused on a specific legal case, which adds to its credibility. Final Verdict and Recommendations Conclusion: Based on the information available, stephensoneftalitigation.com appears to be a legitimate site providing necessary information regarding a class action lawsuit against Navy Federal Credit Union. Users are advised to follow the instructions carefully and ensure they are submitting claims through the correct channels.

Risk Assessment: safe
šŸ“Š Analysis Reasons:
  • [DOMAIN HISTORY] Domain registered only 64 days ago, indicating it is a new site focused on a specific legal case.
  • [SECURITY] The website uses a valid SSL certificate issued by WE1, ensuring secure browsing.
  • [CONTENT QUALITY] Clear and informative content regarding the class action lawsuit, with accessible navigation.
  • [TRANSPARENCY] Contact information is provided for users to reach out with inquiries, enhancing trust.
  • [REPUTATION] No malicious detections reported, indicating a clean security record.
šŸ¢ Brand Evidence:
  • Website discusses claims against Navy Federal Credit Union
  • Content mentions Navy Federal Credit Union multiple times
Score Source: openai
AI Confidence: high

Technical Details

Jeffrey Stephenson, et al. v. Navy Federal Credit Union

United States District Court Southern District of California, Case No. 3:23-cv-01851

If You Had an Account with Navy Federal Credit Union and Submitted a Claim for Unauthorized and/or Fraudulent Transactions That Was Denied Between October 10, 2022, and August 20, 2025, You May Be Entitled to a Payment from a Class Action Settlement. 
 

A court authorized the Notice. This is not a solicitation from a lawyer. You are not being sued.


PLEASE READ THE LONG-FORM NOTICE CAREFULLY
 

There is a proposed settlement in the class action lawsuit Jeffrey Stephenson, et al. v. Navy Federal Credit Union, Case No. 3:23-cv-01851 (the ā€œClass Actionā€), which claims that Navy Federal Credit Union (Navy Federal) violated the Electronic Funds Transfer Act (EFTA) by: (a) improperly denying claims by credit union members of unauthorized electronic fund transfer(s); (b) failing to provide sufficient explanation regarding the basis for its denial; and (c) failing to provide, upon request by a member, documents relied on in making its determination. Navy Federal denies that it did anything wrong, but it agreed to the settlement to avoid the uncertainties and expenses associated with continuing the case.  The Court has not decided which side is right.


Settlement Class Members will be eligible to receive a pro rata (meaning equal) portion of the Settlement Fund if they submit a valid and timely Claim Form. As part of the Settlement, Navy Federal agreed to implement changes to its policies and procedures relating to the handling of claims concerning unauthorized electronic fund transfers. This Settlement does not release any claims for actual damages based on or related to Navy Federalā€™s purported improper denial of a claim of unauthorized electronic transfer(s). 


The Court will hold a Final Approval Hearing on February 4, 2026. The motion for final approval and motion for attorneyā€™s fees and costs will be posted here by November 14, 2025.

 

IF YOU ARE A SETTLEMENT CLASS MEMBER, YOUR LEGAL RIGHTS ARE AFFECTED WHETHER YOU ACT OR DONā€™T ACT

 

Your Legal Rights & Options 

Deadline

Submit a 
Claim Form 
  • Stay in the Settlement Class
  • Submit a timely and valid Claim Form to be eligible for payment or account credit.
  • Be bound by the Settlement.
  • Give up any rights to sue Navy Federal separately for the claims resolved in the Settlement.

Submitted Online or Postmarked by: 

DECEMBER 18, 2025

Exclude Yourself (Opt Out)
  • Remove yourself from the Settlement Class
  • Get no Settlement Class Member Payment. 
  • Keep your right to sue Navy Federal separately about the claims resolved in the Settlement.

Postmarked by:

DECEMBER 3, 2025

Object to the Settlement
  • Stay in the Settlement but tell the Court why you donā€™t agree with the Settlement, the request for attorneysā€™ fees and costs, or the Service Awards to the Plaintiffs.  
  • You will be bound by the Settlement if the Court approves it.
  • To object, you must submit a timely written objection. 

Postmarked by:

DECEMBER 3, 2025

Do Nothing
  • Get no Settlement Class Member Payment. 
  • Stay in the Settlement Class. 
  • Give up any rights to sue Navy Federal separately about the claims resolved in the Settlement.

 

 

  • These rights and optionsā€”and the deadlines to exercise themā€”are explained in the Long-Form Notice.
  • The Court must decide whether to approve the Settlement, attorneysā€™ fees, expenses and service awards. No Settlement benefits will be provided unless the Court approves the Settlement.
     

This website is authorized by the Court, supervised by counsel to the Parties, and controlled by the Settlement Administrator approved by the Court. This is the only authorized website for this case. 

 

For more information, please use the Contact Us page, or call (833) 621-8312. You may also write to:
 

Stephenson, et al. v. Navy Federal Credit Union
c/o Kroll Settlement Administration LLC
PO Box 5324
New York, NY 10150-5324

    Important Dates

  • Claims Deadline

    Thursday, December 18, 2025
    To be eligible for a payment or account credit, you must submit a timely and valid Claim Form. If you submit your claim form online, it must be submitted by 11:59 p.m. on December 18, 2025. If you submit your claim form by mail, it must be postmarked no later than December 18, 2025.

  • Exclusion Deadline

    Wednesday, December 3, 2025
    You have the right to not be part of the Settlement by excluding yourself or ā€œopting outā€ of the Settlement Classes. If you wish to exclude yourself, you must submit your request for exclusion in writing, and it must be postmarked by December 3, 2025. Learn more in the Long-Form Notice, which you can find at the Documents tab above.

  • Objection Deadline

    Wednesday, December 3, 2025
    If you think the terms of the Settlement, the requested attorneysā€™ fees and expenses, and/or the Service Awards to the Plaintiffs are not fair, not reasonable, or not adequate to the Settlement Class Members, you may submit a written objection. If you wish to object, you must submit your objection in writing and it must be postmarked no later than December 3, 2025. Learn more in the Long-Form Notice, which you can find at the Documents tab above.

  • Final Approval Hearing

    Wednesday, February 4, 2026
    The Final Approval Hearing will be held on February 4, 2026, at 10:30 a.m. PST at the United \nStated District Court for the Southern District of California, James M. Carter and Judith N. Keep United States Courthouse, 333 West Broadway, Courtroom 14B, San Diego, CA 92101.

This website is authorized by the Court, supervised by counsel to the Parties, and controlled by the Settlement Administrator approved by the Court. This is the only authorized website for this case. 

 

For more information, please use the Contact Us page, or call (833) 621-8312. You may also write to:
 

Stephenson, et al. v. Navy Federal Credit Union
c/o Kroll Settlement Administration LLC
PO Box 5324
New York, NY 10150-5324

    Important Dates

  • Claims Deadline

    Thursday, December 18, 2025
    To be eligible for a payment or account credit, you must submit a timely and valid Claim Form. If you submit your claim form online, it must be submitted by 11:59 p.m. on December 18, 2025. If you submit your claim form by mail, it must be postmarked no later than December 18, 2025.

  • Exclusion Deadline

    Wednesday, December 3, 2025
    You have the right to not be part of the Settlement by excluding yourself or ā€œopting outā€ of the Settlement Classes. If you wish to exclude yourself, you must submit your request for exclusion in writing, and it must be postmarked by December 3, 2025. Learn more in the Long-Form Notice, which you can find at the Documents tab above.

  • Objection Deadline

    Wednesday, December 3, 2025
    If you think the terms of the Settlement, the requested attorneysā€™ fees and expenses, and/or the Service Awards to the Plaintiffs are not fair, not reasonable, or not adequate to the Settlement Class Members, you may submit a written objection. If you wish to object, you must submit your objection in writing and it must be postmarked no later than December 3, 2025. Learn more in the Long-Form Notice, which you can find at the Documents tab above.

  • Final Approval Hearing

    Wednesday, February 4, 2026
    The Final Approval Hearing will be held on February 4, 2026, at 10:30 a.m. PST at the United \nStated District Court for the Southern District of California, James M. Carter and Judith N. Keep United States Courthouse, 333 West Broadway, Courtroom 14B, San Diego, CA 92101.

Copyright Ā© 2025 Kroll Settlement Administration LLC - All Rights Reserved. This site is designed and developed by Kroll Settlement Administration LLC - Privacy Policy

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Navy Federal Credit Union\nUnited States District Court Southern District of California, Case No. 3:23-cv-01851\n\nIf You Had an Account with Navy Federal Credit Union and Submitted a Claim for Unauthorized and/or Fraudulent Transactions That Was Denied Between October 10, 2022, and August 20, 2025, You May Be Entitled to a Payment from a Class Action Settlement.Ā \nĀ \n\nA court authorized the Notice. This is not a solicitation from a lawyer. You are not being sued.\n\n\nPLEASE READ THE LONG-FORM NOTICE CAREFULLY\nĀ \n\nThere is a proposed settlement in the class action lawsuit Jeffrey Stephenson, et al. v. Navy Federal CreditĀ Union,Ā Case No. 3:23-cv-01851 (the ā€œClass Actionā€),Ā which claims thatĀ Navy Federal Credit Union (Navy Federal) violated the Electronic Funds Transfer Act (EFTA) by: (a) improperly denying claims by credit union members of unauthorized electronic fund transfer(s); (b) failing to provide sufficient explanation regarding the basis for its denial; and (c) failing to provide, upon request by a member, documents relied on in making its determination. Navy Federal denies that it did anything wrong, but it agreed to the settlement to avoid the uncertainties and expenses associated with continuing the case.Ā  The Court has not decided which side is right.\n\n\nSettlement Class Members will be eligible to receive a pro rata (meaning equal) portion of the Settlement Fund if they submit a valid and timely Claim Form. As part of the Settlement, Navy Federal agreed to implement changes to its policies and procedures relating to the handling of claims concerning unauthorized electronic fund transfers. This Settlement does not release any claims for actual damages based on or related to Navy Federalā€™s purported improper denial of a claim of unauthorized electronic transfer(s).Ā \n\n\nThe Court will hold a Final Approval Hearing on February 4, 2026. The motion for final approval and motion for attorneyā€™s fees and costs will be posted here by November 14, 2025.\n\nĀ \n\nIF YOU ARE A SETTLEMENT CLASS MEMBER, YOUR LEGAL RIGHTS ARE AFFECTED WHETHER YOU ACT OR DONā€™T ACT\n\nĀ \n\nYour Legal Rights & OptionsĀ \n\n\t\n\nDeadline\n\n\nSubmit aĀ \nClaim FormĀ \t\nStay in the Settlement Class\nSubmit a timely and valid Claim Form to be eligible for payment or account credit.\nBe bound by the Settlement.\nGive up any rights to sue Navy Federal separately for the claims resolved in the Settlement.\n\t\n\nSubmitted Online or Postmarked by:Ā \n\nDECEMBER 18, 2025\n\n\nExclude Yourself (Opt Out)\t\nRemove yourself from the Settlement Class\nGet no SettlementĀ Class Member Payment.Ā \nKeep your right to sue Navy Federal separately about the claims resolved in the Settlement.\n\t\n\nPostmarked by:\n\nDECEMBER 3, 2025\n\n\nObject to the Settlement\t\nStay in the Settlement but tell the Court why you donā€™t agree with the Settlement, the request for attorneysā€™ fees and costs, or the Service Awards to the Plaintiffs. Ā \nYou will be bound by the Settlement if the Court approves it.\nTo object, you must submit a timely written objection.Ā \n\t\n\nPostmarked by:\n\nDECEMBER 3, 2025\n\n\nDo Nothing\t\nGet no SettlementĀ Class Member Payment.Ā \nStay in the Settlement Class.Ā \nGive up any rights to sue Navy Federal separately about the claims resolved in the Settlement.\n\t\n\nĀ \n\nĀ \n\nThese rights and optionsā€”and the deadlines to exercise themā€”are explained in the Long-Form Notice.\nThe Court must decide whether to approve the Settlement, attorneysā€™ fees, expenses and service awards. No Settlement benefitsĀ will be provided unless the Court approves the Settlement.\nĀ \nSUBMIT CLAIM\nContact Us\n\nThis website is authorized by the Court, supervised by counsel to the Parties, and controlled by the Settlement Administrator approved by the Court. This is the only authorized website for this case.Ā \n\nĀ \n\nFor more information, please use the Contact Us page, or call (833) 621-8312. You may also write to:\nĀ \n\nStephenson, et al. v. Navy Federal Credit Union\nc/o Kroll Settlement Administration LLC\nPO Box 5324\nNew York, NY 10150-5324\n\nImportant Dates\nClaims Deadline\nThursday, December 18, 2025\nTo be eligible for a payment or account credit, you must submit a timely and valid Claim Form. If you submit your claim form online, it must be submitted by 11:59 p.m. on December 18, 2025. If you submit your claim form by mail, it must be postmarked no later than December 18, 2025.\nExclusion Deadline\nWednesday, December 3, 2025\nYou have the right to not be part of the Settlement by excluding yourself or ā€œopting outā€ of the Settlement Classes. If you wish to exclude yourself, you must submit your request for exclusion in writing, and it must be postmarked by December 3, 2025. Learn more in the Long-Form Notice, which you can find at the Documents tab above.\nObjection Deadline\nWednesday, December 3, 2025\nIf you think the terms of the Settlement, the requested attorneysā€™ fees and expenses, and/or the Service Awards to the Plaintiffs are not fair, not reasonable, or not adequate to the Settlement Class Members, you may submit a written objection. If you wish to object, you must submit your objection in writing and it must be postmarked no later than December 3, 2025. Learn more in the Long-Form Notice, which you can find at the Documents tab above.\nFinal Approval Hearing\nWednesday, February 4, 2026\nThe Final Approval Hearing will be held on February 4, 2026, at 10:30 a.m. PST at the United Stated District Court for the Southern District of California, James M. Carter and Judith N. Keep United States Courthouse, 333 West Broadway, Courtroom 14B, San Diego, CA 92101.\n\nCopyright Ā© 2025 Kroll Settlement Administration LLC - All Rights Reserved. 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