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sclk.me Scam Check: 75/100 Trust | ScamMinder

Website: sclk.me

Screenshot of sclk.me

Safety Score

75/100
⚠ Warning

This website appears legitimate based on AI analysis.

AI Analysis Results

Category: Technology
About this website:

Detailed Analysis Report: Is sclk.me Safe and Legit? Website Overview and Purpose sclk.me is a communication services platform that specializes in providing Rich Communication Services (RCS) for consumer finance companies. The platform aims to enhance customer engagement through secure and interactive messaging solutions, allowing businesses to communicate effectively with their clients. Content Quality and User Experience Key Experience Highlights Offers a user-friendly interface with easy navigation for accessing various services. Provides detailed information about their messaging solutions and case studies showcasing successful implementations. Includes a demo booking feature for potential clients to experience the platform firsthand. Maintains a professional design that aligns with industry standards, enhancing user trust. Claims Verification and Red Flags ⚠️ Red Flags Detected No significant red flags detected. The website presents clear information about its services and client success stories. ⚠️ Caution Points Users should verify the effectiveness of the services through independent reviews or testimonials. Ensure that the platform complies with relevant regulations in the financial sector. Security Note: The website uses an SSL certificate issued by Amazon, ensuring secure connections for users. Legitimacy and Reputation Assessment The domain has been operational for 8 years , indicating a stable presence in the market. It is hosted in the United States and has a valid SSL certificate, which adds to its credibility. The website has a clean reputation with no reported malicious activity, as confirmed by VirusTotal scans. Final Verdict and Recommendations Conclusion: sclk.me appears to be a legitimate platform offering valuable communication services for consumer finance companies. Users can engage with the platform confidently. Best practices include verifying service effectiveness through independent sources and ensuring compliance with industry regulations.

Risk Assessment: safe
📊 Analysis Reasons:
  • [DOMAIN HISTORY] Domain registered for 8 years, indicating stability and operational history.
  • [SECURITY] SSL certificate issued by Amazon, ensuring secure connections for users.
  • [REPUTATION] No malicious detections on VirusTotal, indicating a clean reputation.
  • [CONTENT QUALITY] Professional design and user-friendly interface enhance user trust.
  • [BUSINESS MODEL] Clear focus on providing messaging solutions for consumer finance companies.
Score Source: openai
AI Confidence: high

Technical Details

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Consumers Have Spoken. Are You Listening? See how RCS is transforming messaging trust.   Join the Webinar >

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Consumers Have Spoken. Are You Listening? See how RCS is transforming messaging trust.   Join the Webinar >

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Good Conversations Pay Off ™

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Build customer relationships with compliance-first messaging and integrated text payments.

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Rich Communication Services (RCS)

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Solutions by Text Named Best Payment Facilitator Solution

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FinTech Breakthrough Awards 2025

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Build customer relationships with compliance-first messaging and integrated text payments.

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Rich Communication Services (RCS)

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Solutions by Text Named Best Payment Facilitator Solution

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FinTech Breakthrough Awards 2025

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Build customer relationships with compliance-first messaging and integrated text payments.

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Rich Communication Services (RCS)

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Solutions by Text Named Best Payment Facilitator Solution

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FinTech Breakthrough Awards 2025

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LEARN MORE
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Trusted by Industry Leaders

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\"\"
ACA
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RMAI
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NAF
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AFSA
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Discover how we’ve helped customers like PayCourt, Harris & Harris, and Southern Credit Adjusters increase ROI, decrease time to revenue and improve kept rates.

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READ CASE STUDIES →
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Text your way to a better bottom line

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Get it right

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Because when it comes to compliance, little mistakes can have big consequences.

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Get the reach

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Because messages only matter if your audience actually gets them, and knows it’s you.

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Get the results

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Because you need an easier way to cut costs and drive revenue.

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BOOK A DEMO
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Text your way to a better bottom line

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Text your way to a better bottom line

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Get it right

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Get it right

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Get the reach

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Get the reach

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Get the results

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Get the results

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LEARN MORE
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LEARN MORE
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Text your way to a better bottom line

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Get it right

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Because when it comes to compliance, little mistakes can have big consequences.

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BOOK A DEMO
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Get the reach

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Because messages only matter if your audience actually gets them, and knows it’s you.

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BOOK A DEMO
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Get the results

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Because you need an easier way to cut costs and drive revenue.

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BOOK A DEMO
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Deliver a seamless customer experience across the loan journey

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Marketing

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Increase revenue per account and improve conversions by meeting customers where they are—on their phones. Texting gives you a direct line to engage, inform, and convert with maximum impact.

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LEARN MORE →
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Originations

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Improve loan application completion by delivering timely notifications and collecting necessary information in your consumers’ channel of choice. Experience increased loan volume and faster time-to-funding.

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LEARN MORE →
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Servicing

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Maximize customer engagement and retention by providing relevant account updates via text. Streamline case resolutions and enhance customer experience by enabling real-time communication that keeps your customers informed.

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LEARN MORE →
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Bill Payment & Collections

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Drive faster payments and improve recovery rates. Deliver payment options directly to your customers’ phones—reducing delinquencies, boosting collections, and maintaining positive relationships throughout the process.

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LEARN MORE →
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SBT is built for

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Accounts Receivable Management

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Auto Finance

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Banks and Credit Unions

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Lending

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BOOK A DEMO
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\"\"

Daniel Baggett

SVP of Compliance & Loan Servicing, SAFCO
Solutions By Text has helped us achieve a 70% kept rate—that’s 10% higher than our combined rate—across all contact channels. SBT is a leader in innovative methods of communication for collections.
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Rick Bonitzer

CEO, PayCourt
We rely heavily on text for payment plan reminders and past due notices. With Solutions by Text, we have seen a 20% reduction in promise-to-pays breaking.
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National Lender improves funding rate with text messaging

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Harris & Harris increases revenue without staffing additional agents

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National Lender improves funding rate with text messaging

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Harris & Harris increases revenue without staffing additional agents

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National Lender improves funding rate with text messaging

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ROI for texting program  

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Harris & Harris increases revenue without staffing additional agents

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\n\n\n\t\n\t\t\n\t\n\t\n\t\n\"\"\n\t\t\n\t\t\t\t\t\n\t\t\t\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n \n\t\n\t\n\t\n\t
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\n\t\"Solutions\n
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This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.

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","screenshot":"https://cdn.scamminder.com/include/uploads/2025/11/sclk.me-20251111-062433.webp","loadTimeInSeconds":12.023,"title":"Home - Solutions by Text","keywords":"","description":"Solutions by Text (SBT) is the pioneer of FinText™, empowering consumer finance companies to engage, interact and transact with their consumers in real time.","links":["https://sclk.me/finance","https://sclk.me/banks-credit-unions","https://sclk.me/auto-finance","https://sclk.me/careers","https://sclk.me/contact","https://sclk.me/about","https://sclk.me/resource-hub/faqs","https://sclk.me/resource-hub/api-documentation-home","https://sclk.me/resource-hub/help","https://sclk.me/lets-talk","https://sclk.me/fintech-breakthrough-award","https://sclk.me/resources","https://sclk.me/compliant-texting","https://sclk.me/use-case-marketing","https://sclk.me/use-case-originations","https://sclk.me/use-case-servicing","https://sclk.me/arm-text-solutions","https://sclk.me/sms-and-mms-messaging","https://sclk.me/text-pay","https://sclk.me/learn","https://sclk.me/api-documentation-home","https://sclk.me/help"],"scraper_engine":"Puppeteer (Enhanced)","screenshot_size_bytes":135108,"domSignals":{"lang":"en-US","canonical":"https://solutionsbytext.com/","hasLogin":false,"hasCheckout":false,"hasContact":true,"hasPolicy":true,"ogTitle":"Home","ogSite":"Solutions By Text","ogDescription":"Solutions by Text (SBT) is the pioneer of FinText™, empowering consumer finance companies to engage, interact and transact with their consumers in real time."},"formRisks":[],"httpStatus":200,"finalUrl":"https://solutionsbytext.com/","htmlLength":338104,"textLength":4964,"lowEvidenceRecovery":false,"parkingDetection":{"isParked":false},"otherpages":{"internalLinks":["https://sclk.me/finance"],"internalPageContents":["SmartURL™\n\n\nby Solutions by Text™\n\nWe can’t seem to find the page you are looking for.\n\nYou might have accidentally received and clicked on a bad link or mistyped. Make sure your SmartURL is case sensitive. For more info visit s-url.pro\n\nSmartURL™ by Solutions by Text™\nsolutionsbytext.com"]}},"webrisk":{"overall_risk":"unknown","threats":[],"malware":false,"social_engineering":false,"unwanted_software":false,"error":"Request failed with status code 400"},"metadata":{"preflight":{"bestUrl":"https://sclk.me","probes":[{"url":"https://sclk.me","ok":true,"status":405},{"url":"https://www.sclk.me","ok":true,"status":405},{"url":"http://sclk.me","ok":true,"status":405}],"zyteCheck":null},"best_url":"https://sclk.me","phase_a_duration_ms":3508,"phase_b_duration_ms":23802,"early_exit_reason":null,"tls_warnings":[],"zyte_preflight":null,"low_evidence_recovery":false},"virustotal":{"malicious":0,"suspicious":0,"total":97,"scanned":true},"evidence_coverage":"80","ai_result_latest":{"flag":"low_risk","rate":75,"about":"

Detailed Analysis Report: Is sclk.me Safe and Legit?

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Website Overview and Purpose

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sclk.me is a communication services platform that specializes in providing Rich Communication Services (RCS) for consumer finance companies. The platform aims to enhance customer engagement through secure and interactive messaging solutions, allowing businesses to communicate effectively with their clients.

\n

Content Quality and User Experience

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Key Experience Highlights

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Claims Verification and Red Flags

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⚠️ Red Flags Detected

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No significant red flags detected. The website presents clear information about its services and client success stories.

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⚠️ Caution Points

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Security Note: The website uses an SSL certificate issued by Amazon, ensuring secure connections for users.

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Legitimacy and Reputation Assessment

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The domain has been operational for 8 years, indicating a stable presence in the market. It is hosted in the United States and has a valid SSL certificate, which adds to its credibility. The website has a clean reputation with no reported malicious activity, as confirmed by VirusTotal scans.

\n

Final Verdict and Recommendations

\n

Conclusion: sclk.me appears to be a legitimate platform offering valuable communication services for consumer finance companies. Users can engage with the platform confidently.

\n

Best practices include verifying service effectiveness through independent sources and ensuring compliance with industry regulations.

","status":"safe","reasons":["[DOMAIN HISTORY] Domain registered for 8 years, indicating stability and operational history.","[SECURITY] SSL certificate issued by Amazon, ensuring secure connections for users.","[REPUTATION] No malicious detections on VirusTotal, indicating a clean reputation.","[CONTENT QUALITY] Professional design and user-friendly interface enhance user trust.","[BUSINESS MODEL] Clear focus on providing messaging solutions for consumer finance companies."],"category":"Technology","red_flags":[],"final_score":75,"subcategory":"Communication Services","final_status":"safe","score_source":"openai","ai_confidence":"high","claimed_brand":null,"brand_evidence":[],"business_model":"Providing messaging solutions for consumer finance companies","expected_domain":null,"target_audience":"Consumer finance companies and their customers","confidence_level":"high","guardrail_actions":[],"analysis_timestamp":"2025-11-11T11:25:31.474Z","user_recommendation":"Engage with the platform for communication solutions, but verify service effectiveness independently.","contact_transparency":"good","professionalism_score":8,"brand_claim_confidence":null},"final_domain_age":{"days":2972,"years":8,"source":"ct_logs","verified":true,"allSources":["ct_logs"]},"guardrail_summary":{"actions":[],"scoreSource":"openai","aiConfidence":"high"}},"reviews":[],"has_archive":false,"archive_data":null,"archive_stats":null}};