quick2lend.com Scam Check: 100/100 Trust | ScamMinder

This website appears legitimate based on AI analysis.

Quick2Lend is a website that offers a loan matching service. It is not a direct lender but rather connects borrowers with potential lenders or lending partners. The site emphasizes quick processing and a simple online form for loan requests. It also highlights that all credit histories are considered, and it claims to be OLA accredited, which refers to membership in the Online Lenders Alliance, a trade organization for the online lending industry. The site provides a representative example of a loan, including the total cost and APR, and it states that APR rates can range from 5.99% to 35.99% for qualified customers. It also mentions that loan terms can vary from 3 to 36 months. The site includes detailed information about the financial implications of loans, such as interest and finance charges, as well as potential late or non-payment implications. It also addresses the potential impact on credit scores and collection practices. Quick2Lend emphasizes that it is not a lender and does not charge fees for its loan matching service. It also provides a legal disclaimer, stating that the specific terms and conditions of a loan will be determined by the lender or lending partner. The site mentions that it is compensated by lenders for connecting borrowers with them. It also provides information about the availability of its services, stating that every state has its own set of rules and regulations governing personal loan lenders. The site includes a material disclosure, emphasizing that it is not a lender, loan broker, or agent for any lender or loan broker. It also provides information about loan renewal policies and advises borrowers to clarify the availability of renewal options with their lender. The site includes footnotes clarifying the average time for the online loan offer process, the potential speed of cash disbursement, and the range of APR rates offered by providers. It also provides contact information and links to its privacy policy, terms and conditions, and other relevant pages. Overall, Quick2Lend appears to be a legitimate loan matching service that provides detailed information about its operations, the loan process, and the potential financial implications for borrowers. However, as with any financial service, it's important for users to carefully review all terms and conditions and to exercise caution when sharing personal and financial information online."

• Loan matching service, Detailed loan information, Emphasis on quick processing, All credit histories considered, OLA accreditation, Representative loan example, APR rates and loan terms, Financial implications of loans, Late or non-payment implications, Potential impact on credit scores, Collection practices, No fees for loan matching service, Legal disclaimer, Compensation from lenders, Availability of services by state, Material disclosure, Loan renewal policies, Footnotes for additional information, Contact information and links to policies