one.app Scam Check: 100/100 Trust | ScamMinder

This website appears legitimate based on AI analysis.

https://one.app redirected to https//www.one.app during the time we crawled it. One is a financial technology company that offers a range of banking services, including a debit card, early pay, high-yield savings, and a rewards program. It emphasizes features such as no monthly fees, the ability to earn cash back on select brands, and a high annual percentage yield (APY) on savings. The company also provides a credit builder program and allows users to send money to friends, save with goals, and make global transfers. It partners with Coastal Community Bank for banking services and is a member of the Federal Deposit Insurance Corporation (FDIC), which means that approved deposit accounts are FDIC insured up to $250,000 per depositor. The One card is issued by Coastal Community Bank under a licensing agreement with Mastercard International. The company's website and app have received positive reviews, with users praising its ease of use, customer service, and features such as early pay and cash back rewards. It's important to note that while One offers various financial services and features, it's not a traditional bank. Instead, it's a financial technology company that partners with a bank to provide its services. This distinction is important for users to understand, as it can impact certain aspects of their banking experience, such as regulatory oversight and the handling of deposits. As with any financial service, it's advisable for individuals to carefully review the terms and conditions, fees, and features of One's offerings to determine if they align with their financial needs and preferences."

• Positive user reviews, Range of banking services offered, Emphasis on no monthly fees and high-yield savings, Partners with Coastal Community Bank for banking services, Member of the Federal Deposit Insurance Corporation (FDIC), Offers a credit builder program, Allows users to send money to friends, Save with goals, and make global transfers, Positive user reviews, Ease of use, Customer service, Features such as early pay and cash back rewards, Distinction as a financial technology company, not a traditional bank, Importance of understanding this distinction for users, Regulatory oversight and handling of deposits, Importance of reviewing terms and conditions, fees, and features.