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Is loanhelp.co Risky? 45/100 Trust Score

Website: loanhelp.co

Screenshot of loanhelp.co

Safety Score

45/100
⚠ Risky

Exercise caution when interacting with this website.

AI Analysis Results

Category: Financial Services
About this website:

Detailed Analysis Report: Is LoanHelp.co Safe and Legit? Website Overview and Purpose LoanHelp.co is a financial services platform that aims to assist individuals in navigating loan options and financial advice. The site provides various articles related to loans, credit scores, and financial management, targeting users looking for guidance in their financial decisions. Content Quality and User Experience Key Experience Highlights Offers a wide range of articles on topics like credit scores , auto loans , and student debt . Features a newsletter sign-up for users to receive updates and financial tips. Content is regularly updated, with articles dated as recently as December 2025. Navigation is straightforward, allowing users to easily find relevant financial topics. Claims Verification and Red Flags ⚠️ Red Flags Detected While the website provides useful information, there are some concerns regarding its legitimacy: SSL Certificate Issue: The SSL certificate does not match the hostname, which raises security concerns. Vague Business Model: The site claims to be a marketing company but lacks transparency about its partnerships with lenders. Missing WHOIS Information: The WHOIS status is unavailable, which can indicate a lack of transparency. High Load Time: The page load time of 16.13 seconds may deter users and affect user experience. Content Quality: While the articles are informative, they lack depth and specific actionable advice. ⚠️ Caution Points Users should verify any financial advice independently before acting on it. Be cautious of any personal information requested during the newsletter sign-up process. Security Note: The website uses a DV SSL certificate issued by R12, but the hostname mismatch is a concern. Legitimacy and Reputation Assessment The domain is 9 years old, indicating some level of stability. However, it lacks a strong reputation, as it is not ranked in the top 1 million websites globally. The absence of WHOIS information and the SSL certificate issue are significant red flags that users should consider. Final Verdict and Recommendations Conclusion: LoanHelp.co presents itself as a financial assistance platform but has several red flags that warrant caution. Users should approach the site with skepticism and verify any claims independently. Best practices include researching any financial advice and ensuring personal information is protected.

Risk Assessment: warning
⚠️ Red Flags:
  • [GUARDRAIL] TLS certificate validation failed - security risk
  • [SECURITY] SSL certificate mismatch | The hostname does not match the certificate's altnames | Evidence: SSL certificate details
  • [TRANSPARENCY] Missing WHOIS information | Lack of transparency regarding ownership and registration | Evidence: WHOIS status unavailable
  • [PERFORMANCE] High page load time | Page load time of 16.13 seconds may deter users | Evidence: Page speed analysis
📊 Analysis Reasons:
  • [DOMAIN HISTORY] Domain is 9 years old, indicating some level of stability.
  • [SECURITY] SSL certificate does not match the hostname, raising security concerns.
  • [TRANSPARENCY] WHOIS information is unavailable, which can indicate a lack of transparency.
  • [CONTENT QUALITY] Articles are informative but lack depth and actionable advice.
  • [REPUTATION] The site is not ranked in the top 1 million websites, indicating low visibility.
🛡️ Safety Actions Applied:
  • {"type":"tls_warning","reason":"TLS certificate validation failed - security risk","scoreCeiling":45,"targetStatus":"warning"}
Score Source: openai_guardrail
AI Confidence: medium

Technical Details