fulcrumlend.com Scam Check: 25/100 Trust | ScamMinder

Exercise caution when interacting with this website.

Detailed Analysis Report: Is fulcrumlend.com Safe and Legit? Website Overview and Purpose Fulcrumlend.com is a crypto lending platform that claims to offer users the ability to earn interest on their cryptocurrency holdings and borrow against their crypto assets. The site promotes high annual percentage rates (APRs) for various cryptocurrencies, aiming to attract cryptocurrency investors looking for passive income opportunities. Content Quality and User Experience Key Experience Highlights Claims to offer up to 14% APR on stablecoins and other cryptocurrencies. Promotes a user-friendly interface with options to earn and borrow crypto. Highlights features such as no credit checks and daily payouts . Claims to provide full insurance for customer assets through a partnership with Fireblocks. Claims Verification and Red Flags ⚠️ Red Flags Detected Several red flags have been identified that raise concerns about the legitimacy of the site: Domain Age: The domain is only 181 days old , which is suspicious for a financial service. Unregulated Services: The site claims to be a registered Virtual Asset Service Provider but lacks verifiable regulatory licenses from major jurisdictions. High Returns Promises: Offers unrealistic returns (up to 14% APR) which are typical of Ponzi schemes. Missing Transparency: No clear information about the company behind the platform, including ownership or physical address. Generic Testimonials: The testimonials provided on the site appear overly positive and lack verifiable details. ⚠️ Caution Points Users should verify the legitimacy of the claims regarding insurance and regulatory compliance. Be cautious of the high-risk nature of cryptocurrency investments and lending platforms. Security Note: The site uses a DV SSL certificate issued by WE1, which does not guarantee legitimacy. Legitimacy and Reputation Assessment The domain is relatively new, having been registered for only 181 days . It is hosted in the United States and uses Cloudflare for its infrastructure. The lack of a solid archive history and the absence of a verifiable company background raise significant concerns about its legitimacy. Final Verdict and Recommendations Conclusion: Based on the analysis, fulcrumlend.com exhibits multiple red flags indicating it may be a scam. Users are advised to exercise extreme caution and avoid engaging with this platform. Best practices include conducting thorough research on any financial service and verifying regulatory compliance before investing or providing personal information.

• [GUARDRAIL] No deterministic evidence for scam; downgrading to warning
• [CLAIMS] High returns promises | Offers up to 14% APR on crypto lending, which is unrealistic and typical of Ponzi schemes | Evidence: Homepage content
• [REGULATORY] Unregulated services | Claims to be a registered Virtual Asset Service Provider but lacks verifiable licenses | Evidence: About Us section
• [DOMAIN HISTORY] New domain | Domain is only 181 days old, which is suspicious for a financial service | Evidence: WHOIS data
• [TRANSPARENCY] Missing company information | No clear ownership or physical address provided | Evidence: Contact page

• [DOMAIN HISTORY] Domain is only 181 days old, raising concerns about its legitimacy as a financial service.
• [REGULATORY] Claims to be a registered Virtual Asset Service Provider but lacks verifiable regulatory licenses.
• [CLAIMS] Offers unrealistic returns of up to 14% APR, typical of high-risk investment schemes.
• [TRANSPARENCY] No clear information about the company behind the platform, including ownership or physical address.
• [TESTIMONIALS] Generic testimonials that lack verifiable details, raising suspicion about their authenticity.

• {"type":"scam_downgraded","reason":"No deterministic evidence for scam; downgrading to warning","scoreCeiling":null,"targetStatus":"warning"}