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Is firstfinancial.com Safe? 65/100 Trust Score

Website: firstfinancial.com

Screenshot of firstfinancial.com

Safety Score

65/100
⚠ Warning

Exercise caution when interacting with this website.

AI Analysis Results

Category: Financial Services
About this website:

Detailed Analysis Report: Is firstfinancial.com Safe and Legit? Website Overview and Purpose Firstfinancial.com is a financial services platform that offers a variety of products including personal loans , auto loans , and credit cards . The site aims to assist individuals in obtaining financial solutions quickly and efficiently, catering to a broad audience with varying credit histories. Content Quality and User Experience Key Experience Highlights Offers a straightforward application process for loans and credit cards. Provides a user-friendly interface with clear navigation and information. Includes a help desk for customer inquiries and support. Utilizes cookies for enhanced user experience and personalized content. Claims Verification and Red Flags ⚠️ Red Flags Detected While the website presents itself as a legitimate financial service provider, there are some concerns that warrant caution: Missing DMARC Record: The absence of a DMARC record raises concerns about email security and potential phishing risks. High Load Time: The page load time of 16.76 seconds may deter users and indicates potential performance issues. Limited Regulatory Information: The site does not prominently display any regulatory licenses, which is critical for financial services. ⚠️ Caution Points Users should verify the legitimacy of loan offers and terms before proceeding. Be cautious of unsolicited emails claiming to be from First Financial. Check for user reviews and testimonials from independent sources. Security Note: The website uses a valid SSL certificate issued by Network Solutions, ensuring secure connections. Legitimacy and Reputation Assessment The domain has been operational for 30 years , indicating a long-standing presence in the financial sector. It is hosted in the United States and has a clean status on VirusTotal, with no malicious detections. However, the lack of a DMARC record and limited regulatory information may raise concerns about its overall legitimacy. Final Verdict and Recommendations Conclusion: While firstfinancial.com has a long operational history and offers various financial products, users should exercise caution due to the absence of certain security measures and regulatory information. It is advisable to conduct thorough research and verify claims before engaging with the site. Best practices include checking for independent reviews and ensuring that any financial commitments are well understood.

Risk Assessment: warning
⚠️ Red Flags:
  • [REGULATORY] No prominent display of regulatory licenses, which is critical for financial services.
  • [TECHNICAL] Absence of DMARC record raises concerns about potential phishing risks.
📊 Analysis Reasons:
  • [DOMAIN HISTORY] Domain registered for 30 years, indicating stability and long-term operation.
  • [SECURITY] SSL certificate issued by Network Solutions is valid, ensuring secure connections.
  • [REPUTATION] No malicious detections on VirusTotal, indicating a clean status.
  • [TRANSPARENCY] Missing DMARC record raises concerns about email security.
  • [PERFORMANCE] High page load time of 16.76 seconds may affect user experience.
🏢 Brand Evidence:
  • Website prominently displays 'First Financial' branding
  • Text: 'First Financial | Auto Loans, Credit Cards & Personal Loan Offers'
Score Source: openai
AI Confidence: medium

Technical Details