Website: esic.gov.in
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The Employees' State Insurance Corporation (ESIC) is a government organization in India that provides social security and health insurance to Indian workers. It was established under the Employees' State Insurance Act, 1948, and is managed by the Ministry of Labour and Employment, Government of India. ESIC is a significant component of the social security system in India, aiming to provide financial and medical benefits to employees and their dependents in the organized sector. Key Features and Functions: 1. Health Insurance: ESIC provides health insurance to employees and their dependents, covering medical expenses for various health conditions, including maternity, sickness, and employment injury. 2. Cash Benefits: In addition to health insurance, ESIC offers cash benefits to insured individuals during periods of incapacity due to illness, temporary or permanent disablement, and maternity. 3. Coverage and Eligibility: The ESIC scheme applies to employees working in specified employment categories, such as factories, establishments, and businesses with a minimum number of employees. Both the employer and employee make contributions to the ESIC fund. 4. Medical Services: ESIC operates a network of hospitals, dispensaries, and medical facilities across the country to provide healthcare services to insured individuals. 5. Online Services: ESIC has developed online portals and services for employers, employees, and other stakeholders to facilitate registration, payment of contributions, and access to benefits. 6. Regulatory Functions: ESIC is responsible for enforcing the provisions of the ESI Act, conducting inspections, and ensuring compliance with the law by covered establishments. 7. Financial Management: The ESIC fund is managed by the corporation, and it is used to finance the benefits and services provided to insured individuals. Overall, the Employees' State Insurance Corporation plays a crucial role in safeguarding the health and well-being of workers in the organized sector in India. By providing comprehensive social security and healthcare benefits, ESIC contributes to the welfare and protection of employees and their families. It's important to note that the information provided here is based on the general functions and objectives of ESIC as a government entity. Specific details about eligibility, benefits, and procedures may vary, and individuals or organizations seeking precise information should refer to official sources or directly contact ESIC for the most accurate and up-to-date information."