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stakemoney.pro/instant-loan Scam Check: 25/100 Trust | ScamMinder

Website: stakemoney.pro/instant-loan

Screenshot of stakemoney.pro/instant-loan

Safety Score

25/100
✗ Scam Risk

Exercise caution when interacting with this website.

AI Analysis Results

Category: Financial Services
About this website:

Detailed Analysis Report: Is stakemoney.pro Safe and Legit? Website Overview and Purpose stakemoney.pro is a financial services platform that claims to offer instant cryptocurrency loans without the need for collateral. The site promotes a unique model where users can borrow against their cryptocurrency holdings, specifically USDT and Bitcoin, without selling their assets. The target audience includes cryptocurrency investors looking for liquidity without liquidating their investments. Content Quality and User Experience Key Experience Highlights Claims to provide loans with a low annual interest rate of 5% over a two-year term. Promotes a quick loan approval process, stating funds will be transferred within 5 to 12 days. Encourages users to deposit USDT to qualify for loans, claiming up to 100% of the deposit can be borrowed. Includes a countdown timer for loan offers, creating a sense of urgency. Claims Verification and Red Flags ⚠️ Red Flags Detected Several significant red flags have been identified that raise concerns about the legitimacy of the site: Unrealistic Loan Terms: Offering loans without collateral is atypical and raises questions about the business model's sustainability. Urgency Tactics: The presence of a countdown timer for loan offers suggests a pressure tactic to rush users into decisions. Missing Company Information: No verifiable company details or registration information is provided, which is critical for trust in financial services. New Domain: The domain's age is unverified, and the lack of historical data raises concerns about its legitimacy. SSL Certificate Issues: The SSL certificate does not match the hostname, indicating potential security vulnerabilities. ⚠️ Caution Points Users should be cautious about providing personal information or funds without clear verification of the company's legitimacy. Verify any claims made about loan terms and conditions independently. Security Note: The website uses a DV SSL certificate issued by R13, but there are issues with hostname verification. Legitimacy and Reputation Assessment The domain stakemoney.pro lacks a verified age, and there is no archive history available to assess its operational timeline. The hosting provider is based in the US, but the absence of a Tranco rank or any significant web traffic indicates low visibility and potential trust issues. The site claims to operate under international regulations but provides no verifiable licenses or regulatory information. Final Verdict and Recommendations Conclusion: Based on the numerous red flags, lack of transparency, and questionable business practices, stakemoney.pro appears to be a scam. Users are advised to avoid engaging with this platform and to exercise caution when dealing with similar financial services. Best practices include verifying the legitimacy of any financial service before providing personal information or funds, and seeking out well-established platforms with clear regulatory oversight.

Risk Assessment: warning
⚠️ Red Flags:
  • [GUARDRAIL] No deterministic evidence for scam; downgrading to warning
  • [CLAIMS] Unrealistic loan terms | Offering loans without collateral is atypical and raises questions about the business model's sustainability | Evidence: Loan terms section
  • [CLAIMS] Urgency tactics | The presence of a countdown timer for loan offers suggests a pressure tactic to rush users into decisions | Evidence: Homepage countdown timer
  • [TRANSPARENCY] Missing company information | No verifiable company details or registration information is provided | Evidence: About Us section
  • [DOMAIN HISTORY] New domain | The domain's age is unverified, raising concerns about its legitimacy | Evidence: Domain age status
📊 Analysis Reasons:
  • [BUSINESS MODEL] The site offers loans without collateral, which is highly unusual and raises concerns about its legitimacy.
  • [CLAIMS] The presence of a countdown timer for loan offers indicates a pressure tactic to rush users into decisions.
  • [TRANSPARENCY] No verifiable company information or registration details are provided, which is critical for trust in financial services.
  • [DOMAIN HISTORY] The domain's age is unverified, and there is no historical data available, raising concerns about its legitimacy.
  • [SECURITY] The SSL certificate has hostname verification issues, indicating potential security vulnerabilities.
🛡️ Safety Actions Applied:
  • {"type":"scam_downgraded","reason":"No deterministic evidence for scam; downgrading to warning","scoreCeiling":null,"targetStatus":"warning"}
Score Source: openai_guardrail
AI Confidence: low

Technical Details