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Is albank.com Risky? 45/100 Trust Score

Website: albank.com

Screenshot of albank.com

Safety Score

45/100
⚠ Risky

Exercise caution when interacting with this website.

AI Analysis Results

Category: Financial Services
About this website:

Detailed Analysis Report: Is albank.com Safe and Legit? Website Overview and Purpose albank.com is the official website of Albany Bank & Trust Co NA , a financial institution based in Chicago, Illinois. The bank offers a range of services including personal banking, business banking, investment options, and loans. Its primary audience includes local residents and businesses seeking reliable banking solutions. Content Quality and User Experience Key Experience Highlights Comprehensive banking services including checking and savings accounts, loans, and investment options. User-friendly interface with easy navigation to various banking products and services. Clear contact information and branch locations provided for customer convenience. Secure login features for online banking, ensuring user data protection. Claims Verification and Red Flags ⚠️ Red Flags Detected No significant red flags detected. The website presents verifiable information consistent with a legitimate banking institution. ⚠️ Caution Points Users should ensure they are on the official domain ( albank.com ) to avoid phishing attempts. Regularly review account statements and banking communications for any suspicious activity. Security Note: The website uses a valid DigiCert SSL certificate for secure browsing. Legitimacy and Reputation Assessment The domain has been operational for 26 years , indicating a long-standing presence in the banking sector. It is hosted in the United States and has a valid SSL certificate, which enhances its credibility. The bank is FDIC-insured, providing additional security for customer deposits. Final Verdict and Recommendations Conclusion: Based on the extensive operational history, secure website practices, and absence of red flags, albank.com is a legitimate banking website. Users can confidently utilize its services. Best practices include verifying the URL before logging in and regularly monitoring account activity for security.

Risk Assessment: warning
⚠️ Red Flags:
  • [GUARDRAIL] High-risk financial/crypto business model requires manual verification
📊 Analysis Reasons:
  • [DOMAIN HISTORY] Domain registered for 26 years, indicating stability and long-term operation.
  • [SECURITY] SSL certificate issued by DigiCert, valid until 2026, ensuring secure transactions.
  • [REPUTATION] The bank is FDIC-insured, providing a safety net for customer deposits.
  • [TRUST SIGNALS] Clear contact information and multiple branch locations enhance transparency.
  • [CONTENT QUALITY] Professional design and user-friendly navigation contribute to a positive user experience.
🏢 Brand Evidence:
  • Website prominently displays 'Albany Bank & Trust Co NA' in the header
  • Contact information and branch locations are clearly listed
  • FDIC insurance logo displayed on the homepage
🛡️ Safety Actions Applied:
  • {"type":"high_risk_category","reason":"High-risk financial/crypto business model requires manual verification","scoreCeiling":45,"targetStatus":"warning"}
Score Source: openai_guardrail
AI Confidence: high

Technical Details