Is credits.tochka.com/offers Safe? 70/100 Trust Score

This website appears legitimate based on AI analysis.

Detailed Analysis Report: Is credits.tochka.com/offers Safe and Legit? Website Overview and Purpose credits.tochka.com/offers appears to be a financial services platform that claims to offer various financial products and services. The site is designed to attract users looking for financial solutions, potentially including loans or credit services. However, the lack of transparency and verifiable information raises significant concerns about its legitimacy. Content Quality and User Experience Key Experience Highlights Minimal content provided, with only a brief registration prompt. No internal links or additional information available to users. Page load time is relatively slow at 16.23 seconds, which may deter users. Content appears generic and lacks depth, raising questions about its authenticity. Claims Verification and Red Flags ⚠️ Red Flags Detected Several red flags indicate potential phishing activity: Brand Impersonation: The site claims to be associated with the brand 'Точка', but the actual domain does not match the official domain. Missing Company Information: No verifiable company details or contact information are provided, which is critical for trust. Unverified Domain Age: The domain age could not be determined, raising concerns about its legitimacy. SSL Certificate: While the site has an SSL certificate, this does not guarantee safety, as many phishing sites also use SSL. Generic Content: The content is vague and lacks specific details about services offered, which is typical of phishing sites. ⚠️ Caution Points Users should be cautious about providing personal information, especially financial data. Verify the legitimacy of any financial service before engaging. Look for official contact methods and company registration details. Security Note: The site uses a GlobalSign SSL certificate , but this does not ensure the site's legitimacy. Legitimacy and Reputation Assessment The domain is hosted in Moscow, Russia , which may raise additional concerns for users outside the region. The lack of a Tranco ranking and no history on Archive.org further indicate that this site may not be well-established or trustworthy. The absence of any positive reputation indicators suggests that users should exercise extreme caution. Final Verdict and Recommendations Conclusion: Based on the analysis, credits.tochka.com/offers is likely a phishing site attempting to impersonate a legitimate financial service. Users are advised to avoid providing any personal or financial information. Best practices include verifying the official domain of any financial service and being wary of sites that lack transparency and verifiable information.

• [GUARDRAIL] Subdomain inheriting trust from parent domain tochka.com (score: 100/100) - applied without DNS verification (parent score 90+)
• [CLAIMS] Brand impersonation detected | The site claims to be associated with 'Точка' but does not match the official domain | Evidence: website content
• [TRANSPARENCY] Missing company information | No verifiable company details or contact information provided | Evidence: website content
• [DOMAIN HISTORY] Unverified domain age | Domain age could not be determined, raising concerns about legitimacy | Evidence: WHOIS status
• [SECURITY] SSL certificate present but not a trust indicator | The site has an SSL certificate from GlobalSign, which does not ensure safety | Evidence: SSL details

• [CLAIMS] The site claims to be associated with 'Точка', but the actual domain does not match the official domain.
• [TRANSPARENCY] No verifiable company information or contact details are provided, raising trust issues.
• [DOMAIN HISTORY] Domain age could not be determined, which is a significant red flag for legitimacy.
• [SECURITY] The site has an SSL certificate from GlobalSign, but this does not guarantee safety.
• [CONTENT QUALITY] The content is minimal and generic, lacking specific details about services offered.

• Website content claims to be associated with 'Точка'
• Use of the brand name 'Точка' prominently in registration prompts

• {"type":"subdomain_inheritance","reason":"Subdomain inheriting trust from parent domain tochka.com (score: 100/100) - applied without DNS verification (parent score 90+)","scoreCeiling":null,"targetStatus":"safe"}