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choicecreditscore.com/landing.html Scam Check: 25/100 Trust | ScamMinder

Website: choicecreditscore.com/landing.html

Screenshot of choicecreditscore.com/landing.html

Safety Score

25/100
✗ Scam Risk

Exercise caution when interacting with this website.

AI Analysis Results

Category: Financial Services
About this website:

Detailed Analysis Report: Is ChoiceCreditScore.com Safe and Legit? Website Overview and Purpose ChoiceCreditScore.com is a credit monitoring service that claims to provide users with access to their credit scores and identity protection tools. The site promotes a 7-day trial for a nominal fee, followed by a monthly subscription. Its target audience includes individuals looking to improve their financial health by monitoring their credit scores. Content Quality and User Experience Key Experience Highlights Instant access to credit scores with a user-friendly interface. Offers a trial period with a low initial fee, which may attract users. Claims to provide comprehensive credit monitoring and alerts. Includes customer service contact information for support. Claims Verification and Red Flags ⚠️ Red Flags Detected Several red flags indicate potential issues with the legitimacy of the site. The claims made by the website are not fully verifiable, raising concerns about its trustworthiness. Business Model Concerns: The subscription model with a low initial fee followed by a high monthly charge is typical of many scams. Unclear Terms: The cancellation process is vague, which can lead to users being charged unexpectedly. High-Risk Category: The financial services sector is known for scams, especially those involving credit monitoring. Limited Transparency: The website lacks detailed information about the company behind the service. Archive History: The site has limited historical data, raising questions about its operational history. ⚠️ Caution Points Users should be cautious about providing personal information, as the site may not be secure. Verify the legitimacy of the service before signing up for any trial or subscription. Security Note: The site uses a valid SSL certificate, but this does not guarantee legitimacy. Legitimacy and Reputation Assessment The domain is approximately 6 years old , which is relatively young for a financial service. The site has a Tranco global rank of #485,788 , indicating low traffic. The lack of a robust archive history and limited transparency about the company raises concerns about its legitimacy. Final Verdict and Recommendations Conclusion: Based on the analysis, ChoiceCreditScore.com exhibits several red flags that suggest it may not be a legitimate service. Users should exercise caution and consider alternative, well-established credit monitoring services. Best practices include researching the service thoroughly, reading user reviews, and verifying the company's background before providing any personal information.

Risk Assessment: scam
⚠️ Red Flags:
  • [GUARDRAIL] No deterministic evidence for scam; downgrading to warning
  • [BUSINESS] Subscription model with a low initial fee followed by a high monthly charge is typical of scams.
  • [TRANSPARENCY] Limited information about the company behind the service raises concerns about legitimacy.
  • [CLAIMS] Vague cancellation process can lead to unexpected charges, a common tactic in scams.
📊 Analysis Reasons:
  • [BUSINESS MODEL] Subscription model with a low initial fee followed by a high monthly charge is typical of scams.
  • [TRANSPARENCY] Limited information about the company behind the service raises concerns about legitimacy.
  • [DOMAIN HISTORY] Domain is only 6 years old, which is relatively young for a financial service.
  • [REPUTATION] Tranco global rank of #485,788 indicates low traffic and potential lack of user trust.
  • [CLAIMS] Vague cancellation process can lead to unexpected charges, a common tactic in scams.
🛡️ Safety Actions Applied:
  • {"type":"scam_downgraded","reason":"No deterministic evidence for scam; downgrading to warning","scoreCeiling":null,"targetStatus":"warning"}
Score Source: openai_guardrail
AI Confidence: medium

Technical Details

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See Your Credit Score instantly!

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Check your Credit Score and monitor your credit now

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\n 7 days Trial with $1.00 Processing Fee\n

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\n Monthly membership of $39.94 after Trial\n

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\n To cancel, simply call (800) 305-9580\n

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Get Your Credit Score Now!
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By continuing, I provide my written consent to receive marketing messages from ChoiceCreditScore.com and/or its partners via email, approximately 5 messages in 12 days.
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Get more than automatic credit monitoring:

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  • \n Unlimited access to your credit score\n
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  • \n Comprehensive credit learning center\n
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  • \n And much more! \n
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What can a good Credit Score do for you?

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\n Having a good credit score can mean lower interest rates on home and auto purchases, big savings on insurance premiums,\n and even increase employment chances! We let you see your score instantly to see where you stand, while also allowing you\n to verify accuracy and monitor your credit report for changes.\n

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Triple Protection For Your Credit

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\"\" Your Credit Score

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Do you know your Credit Score?

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YOU SHOULD. It's one of the most important tools for your financial health. A good Credit Score helps lower your payments for mortgages, car payments, credit cards, insurance premiums and more.

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Once you've signed up, we'll pull your Credit Score and show where you stand. You'll see how it changes month after month, and our credit expert system will provide personalized information on what is impacting your Score.

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Plus, we've made it safe and secure, so checking your Credit Score will NOT lower your Score!

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\"\" Your Credit Report

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Just knowing your Score is not enough.

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If you want to control your financial future, you'll want to review your full Credit Report. You'll see what lenders see when you're buying a new car, buying a home or applying for a loan. Credit Reports are even reviewed for job offers and apartment rentals.

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With your Credit Report, you'll see a list of accounts, account balances, late payments, credit inquiries and more. You'll also get email alerts for every key change like new accounts and late payments from all 3 of the credit bureaus: TransUnion®, Experian or Equifax.

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\"\" Triple the Protection

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Over 8 million Americans are victims of credit attacks each year.

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Identity thieves can access your bank accounts, get new credit cards and even buy a home -- all using your good name and credit. They abandon the scene and leave a path of destruction, leaving you to clean up the mess -- and your credit.

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We're here to make sure you survive these attacks. You'll receive a complete suite of credit and identity protection tools to monitor your bank accounts, credit cards, social security number and more. We'll even pay up to $1,000,000 in expenses to help you restore your identity.

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\n\n\n\n\n\n\n\n","screenshot":"https://cdn.scamminder.com/include/uploads/2025/11/choicecreditscore.com-20251114-131038.webp","loadTimeInSeconds":3.67,"title":"ChoiceCreditScore","keywords":"","description":"ChoiceCreditScore.com is the ultimate resource for obtaining your credit score and protecting your online identity.","links":["https://choicecreditscore.com/?from=banner","https://choicecreditscore.com/Membersite/?from=banner","https://choicecreditscore.com/signup.html","https://choicecreditscore.com/contact-us.html","https://choicecreditscore.com/terms-of-use.html","https://choicecreditscore.com/privacy-policy.html","https://choicecreditscore.com/ccpa.html","https://choicecreditscore.com/contact-us.html?subject=partnerships"],"scraper_engine":"Puppeteer (Enhanced)","screenshot_size_bytes":195244,"domSignals":{"lang":"en","canonical":"","hasLogin":false,"hasCheckout":false,"hasContact":true,"hasPolicy":true,"ogTitle":"ChoiceCreditScore","ogSite":"","ogDescription":"ChoiceCreditScore.com is the ultimate resource for obtaining your credit score and protecting your online identity."},"formRisks":[],"httpStatus":200,"finalUrl":"https://www.choicecreditscore.com/landing.html","htmlLength":197675,"textLength":3455,"lowEvidenceRecovery":false,"parkingDetection":{"isParked":false},"otherpages":{"internalLinks":["https://choicecreditscore.com/?from=banner"],"internalPageContents":[" Member Sign-in\nSee Your Credit Score instantly!\nCheck your Credit Score and monitor your credit now\n\n7 days Trial with $1.00 Processing Fee\n\nMonthly membership of $39.94 after Trial\n\nTo cancel, simply call (800) 305-9580\n\nGet Your Credit Score Now!\nFirst Name\nLast Name\nEmail Address\nZip Code\nGet It Now\nBy continuing, I provide my written consent to receive marketing messages from ChoiceCreditScore.com and/or its partners via email, approximately 5 messages in 12 days.\nGet more than automatic credit monitoring:\n Unlimited access to your credit score\n Email alerts of activity in your name\n Comprehensive credit learning center\n Toll free access to Customer Service\n And much more!\nWhat can a good Credit Score do for you?\n\nHaving a good credit score can mean lower interest rates on home and auto purchases, big savings on insurance premiums, and even increase employment chances! We let you see your score instantly to see where you stand, while also allowing you to verify accuracy and monitor your credit report for changes.\n\nTriple Protection For Your Credit\n Your Credit Score\n\nDo you know your Credit Score?\n\nYOU SHOULD. It's one of the most important tools for your financial health. A good Credit Score helps lower your payments for mortgages, car payments, credit cards, insurance premiums and more.\n\nOnce you've signed up, we'll pull your Credit Score and show where you stand. You'll see how it changes month after month, and our credit expert system will provide personalized information on what is impacting your Score.\n\nPlus, we've made it safe and secure, so checking your Credit Score will NOT lower your Score!\n\n Your Credit Report\n\nJust knowing your Score is not enough.\n\nIf you want to control your financial future, you'll want to review your full Credit Report. You'll see what lenders see when you're buying a new car, buying a home or applying for a loan. Credit Reports are even reviewed for job offers and apartment rentals.\n\nWith your Credit Report, you'll see a list of accounts, account balances, late payments, credit inquiries and more. You'll also get email alerts for every key change like new accounts and late payments from all 3 of the credit bureaus: TransUnion®, Experian or Equifax.\n\n Triple the Protection\n\nOver 8 million Americans are victims of credit attacks each year.\n\nIdentity thieves can access your bank accounts, get new credit cards and even buy a home -- all using your good name and credit. They abandon the scene and leave a path of destruction, leaving you to clean up the mess -- and your credit.\n\nWe're here to make sure you survive these attacks. You'll receive a complete suite of credit and identity protection tools to monitor your bank accounts, credit cards, social security number and more. We'll even pay up to $1,000,000 in expenses to help you restore your identity.\n\nChoiceCreditScore is not a credit repair organization and does not offer or provide such services.\n\nContact Us Terms and Conditions Privacy Policy Do Not Sell My Info Become an Affiliate\n\nNations Info Corp © 2025 ChoiceCreditScore"]}},"webrisk":{"overall_risk":"unknown","threats":[],"malware":false,"social_engineering":false,"unwanted_software":false,"error":"Request failed with status code 400"},"metadata":{"preflight":{"bestUrl":"https://choicecreditscore.com","probes":[{"url":"https://choicecreditscore.com","ok":true,"status":405},{"url":"https://www.choicecreditscore.com","ok":true,"status":405},{"url":"http://choicecreditscore.com","ok":true,"status":405}],"zyteCheck":null},"best_url":"https://choicecreditscore.com","phase_a_duration_ms":3501,"phase_b_duration_ms":12112,"early_exit_reason":null,"tls_warnings":[],"zyte_preflight":null,"low_evidence_recovery":false},"virustotal":{"malicious":0,"suspicious":0,"total":97,"scanned":true},"archive_gap":{"suspicious":1,"details":{"domain_age_days":0,"total_snapshots":8,"unique_snapshots":6,"snapshot_span_days":1138,"first_snapshot":"2021-11-27","last_snapshot":"2025-01-08","consistency_analysis":{"avg_snapshots_per_month":1.6,"months_with_snapshots":5,"gap_count":34,"longest_gap_months":20,"longest_recent_gap_months":11},"yearly_activity":[{"year":2021,"count":2,"months_active":2,"active":true},{"year":2022,"count":1,"months_active":1,"active":true},{"year":2023,"count":0,"months_active":0,"active":false},{"year":2024,"count":2,"months_active":1,"active":true},{"year":2025,"count":3,"months_active":1,"active":true}],"recent_gaps":{"recent_gap_count":12,"longest_recent_gap":10},"suspicious_score":1,"suspicious_reasons":["Extremely new domain (<60 days) with disproportionate coverage"]},"reasons":[]},"evidence_coverage":"70"},"reviews":[],"has_archive":false,"archive_data":null,"archive_stats":null}};