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18only.com Scam Check: 25/100 Trust | ScamMinder

Website: 18only.com

Screenshot of 18only.com

Safety Score

25/100
✗ Scam Risk

Exercise caution when interacting with this website.

AI Analysis Results

Category: Financial Services
About this website:

Detailed Analysis Report: Is 18only.com Safe and Legit? Website Overview and Purpose 18only.com is a financial services website that appears to focus on providing users with access to various insurance products, including life insurance , credit cards , and car insurance . The site aims to connect users with insurance providers, potentially generating leads for these services. Content Quality and User Experience Key Experience Highlights Simple layout with a focus on insurance-related searches. Limited content, primarily directing users to related insurance services. Navigation is straightforward, but lacks depth in information. Page load time is relatively slow at 4.4 seconds, which may affect user experience. Claims Verification and Red Flags ⚠️ Red Flags Detected Several red flags have been identified that raise concerns about the legitimacy of the site: Domain Age: Although the domain is 20 years old, the lack of substantial content raises questions about its current operational status. Security Issues: The site has been flagged by VirusTotal with 2 detections, indicating potential security risks. Missing Transparency: No clear company information or contact details are provided, which is critical for trust in financial services. Generic Content: The site lacks detailed descriptions or unique content, which is often a sign of low-quality lead generation sites. SSL Certificate: While the site has a valid SSL certificate, this alone does not guarantee legitimacy. ⚠️ Caution Points Users should verify the legitimacy of any insurance offers before providing personal information. Be cautious of unsolicited communications that may arise from using the site. Security Note: The site uses a DV SSL certificate issued by E8, which is standard but does not indicate a verified business identity. Legitimacy and Reputation Assessment The domain has been operational for 20 years , indicating some level of stability. However, it is hosted on Amazon's infrastructure, which is common for many sites. The lack of a strong online presence or ranking (not in the top 1 million on Tranco) raises concerns about its reputation and user trust. Final Verdict and Recommendations Conclusion: Based on the identified red flags and the overall lack of transparency, 18only.com appears to be a high-risk site for users seeking insurance services. Caution is advised when interacting with this site. Users should consider alternative, well-established platforms for insurance needs and verify any claims made on this site.

Risk Assessment: warning
⚠️ Red Flags:
  • [GUARDRAIL] No deterministic evidence for scam; downgrading to warning
  • [CLAIMS] Lack of detailed descriptions or unique content raises concerns about the site's purpose.
  • [TRANSPARENCY] Missing company information and contact details, critical for trust in financial services.
📊 Analysis Reasons:
  • [SECURITY] The site has been flagged by VirusTotal with 2 detections, indicating potential security risks.
  • [DOMAIN HISTORY] The domain is 20 years old, but lacks substantial content and transparency.
  • [TRANSPARENCY] No clear company information or contact details are provided, raising trust concerns.
  • [CONTENT QUALITY] The site features generic content with limited information, typical of low-quality lead generation sites.
  • [TRUST SIGNALS] While the site has a valid SSL certificate, this does not guarantee legitimacy.
🛡️ Safety Actions Applied:
  • {"type":"scam_downgraded","reason":"No deterministic evidence for scam; downgrading to warning","scoreCeiling":null,"targetStatus":"warning"}
Score Source: openai_guardrail
AI Confidence: medium

Technical Details

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Reference to any specific service or brand is not controlled by us and does not constitute or imply any association, endorsement, or recommendation.\n\nThis Privacy Policy describes our practices with respect to the collection, manipulation, disclosure, and other uses of personal information. This Privacy Policy applies to information collected by us through the Website but does not apply to information collected by any person or entity other than us, even if related to the Website (such as by our third-party service providers or advertisers). We will not be responsible or liable for the personal data privacy practices of third parties.\n\nPLEASE READ THIS PRIVACY POLICY CAREFULLY BEFORE USING THE WEBSITE. BY USING THE WEBSITE OR BY CLICKING TO ACCEPT OR AGREE TO OUR TERMS OF USE (\"TERMS\") WHEN THIS OPTION IS MADE AVAILABLE TO YOU, YOU ACCEPT AND AGREE TO BE BOUND AND ABIDE BY OUR TERMS, INCLUDING THIS PRIVACY POLICY. IF YOU DO NOT WANT YOUR PERSONAL INFORMATION COLLECTED, USED, OR DISCLOSED IN THE MANNER DESCRIBED IN THIS PRIVACY POLICY, OR IF YOU DO NOT AGREE WITH ANY TERM OR CONDITION IN OUR TERMS, INCLUDING THIS PRIVACY POLICY, THEN YOU MUST NOT ACCESS OR USE THE WEBSITE (IN WHOLE OR IN PART).\n\nChanges to this Privacy Policy: This Privacy Policy may change from time to time. If we make changes, we will notify you by revising the date at the top of this Privacy Policy. Amendments will take effect immediately on our posting of the updated Privacy Policy. Your continued access or use of the Website after receiving the notice of changes means you accept the updated Privacy Policy, so please check this policy periodically for updates.\n\nWhat Information We Collect and How We Collect It\n\nWe receive and collect several types of information about you, such as the information described below.\n\nInformation you provide to us: From time to time, you may provide us with certain personal information such as your name and email address.\n\nInformation we collect automatically: As you navigate through and interact with the Website, we and third parties acting on our behalf may use automatic data collection technologies to collect certain information.\n\nInformation we receive from third parties: We may obtain information about you from sources other than you (such as our business partners). Any content or information submitted by you to third parties will be used and disclosed by such third parties in accordance with their respective privacy policies. You should review the privacy policies and practices of such third parties prior to disclosing information to them.\n\nOur Collection Practices with Respect to Certain Specific Information:\n\nDevice Information. When you access or use the Website through your computer, mobile phone or other device, we may collect information regarding and related to your device, such as hardware models and IDs, device type, operating system version, the request type, the content of your request and basic usage information about your use of the Website, such as date and time.\n\nCommunications with Us. We may collect information about your communications with us, including relating to support questions, your requests, and other inquiries.\n\nCookies and Other Automatic Tracking Technologies\n\nDescription of the Technologies Utilized on the Website: We may use various technologies to collect and store information when you access or use the Website, including sending cookies, embedded scripts, web beacons, pixel tags or other anonymous identifiers to your device, or otherwise tracking your activities on the Website over time. We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (a practice known as \"behavioral tracking\"). The information collected through these technologies, standing alone, cannot be used to determine your identity. Such information may, however, be combined in a way that makes it become personally identifiable information (i.e., information that can identify you). For example, we may tie this information to personal information about you that we collect from other sources or that you provide to us. If this happens, we will treat the combined information as personally identifiable information.\n\nCookies: The Website uses cookies, which are small text files that, within the scope of your visit to the Website, are transmitted to your browser and are stored by your browser on your computer for later retrieval. You yourself can determine, through settings in your browser, the extent to which cookies can be placed and retrieved. If you deactivate your setting of cookies in the Internet browser used, not all functions of the Website may be entirely usable. Cookies are used to make the Website more user-friendly (known as \"Necessary Cookies\"). Without the use of these cookies, the number of unique users on the Website cannot be determined. Cookies also provide you with certain functions on the Website. In addition, cookies are also used for the website presence, which, for example, allows surfing behavior to be analyzed.\n\nThird-party content, features or application providers may collect information: Some content (including advertisements), applications, or features on the Website may be served by third parties, including our third-party service providers, content providers, advertisers, ad networks and servers, and other application providers. These third parties may collect information about you when you use the Website using cookies alone or in conjunction with web beacons or other tracking technologies. Please note that the information collected by these third parties may be associated with your personal information and that these third parties may collect information, including your personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content. We do not control these third parties' tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.\n\nWe may use third-party service providers to monitor and analyze the use of the Website. For example, we may use Google Analytics as one of our analytics service providers that tracks and reports website traffic. For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page. To learn more about how Google collects and uses data here. To opt out of Google Analytics Advertising Features please use Google Ad Settings. To opt out of Google Analytics entirely please use this link.\n\nWe may use third-party service providers, such as Google, to display advertising content on the Website. When you visit the Website, a request is sent to Google and Google processes the domain name and the IP address of the Website visitor to dynamically return the advertising content of the Website. Google sets a cookie. The display of the advertising content is the primary purpose of the Website, and the setting of the cookie is technically necessary to provide the advertising content of the Website. The advertising content is not personalized, and no profile of the Website visitor is generated. You can prevent the setting of cookies by Google by setting your browser accordingly, in particular by suppressing cookies from third-party providers, and thus prevent cookies from being set. See here for further information: https://www.google.com/policies/privacy/partners/.\n\nChoices as to Cookies and Other Automatic Tracking Technologies: It may be possible to disable some (but not all) cookies or automatic data collection technologies through your device or browser settings, but doing so may affect the functionality of all or a portion of the Website. The method for disabling cookies or other automatic collection technologies may vary by device and browser but can usually be found in preferences or security settings. For example, iOS and Android devices each have settings which are designed to limit forms of ad tracking.\n\nConversion Tracking Pixel: Pixels from the following providers may be used for conversion measurement:\n\nFacebook Inc., 1601 S. California Ave, Palo Alto, CA 94304, USA (\"Facebook\");\n\nTaboola Inc., 16 Madison Square West, 7th fl., New York 10010, USA (\"Taboola\");\n\nOutbrain UK Limited, 5 New Bridge Street, London, EC4V 6JA, UK (\"Outbrain\");\n\nTwitter, Inc., 1355 Market Street, Suite 90, San Francisco, CA 94103, USA (\"Twitter\");\n\nSnap Inc., 63 market Street, Venice, CA 90291, USA (\"Snapchat\");\n\nTikTok Inc., 10100 Venice Blvd., Culver City, CA 90232, USA (\"TikTok\");\n\nPinterest Europe Ltd., Palmerston House 2nd Floor, Fenian Street, Dublin 2, Ireland (\"Pinterest\");\n(hereinafter each referred to as the \"Provider\", or collectively the \"Providers\").\n\nBy setting the conversion tracking pixel, the behavior of users can be tracked after they have been redirected to the target page by clicking on an advertisement. This procedure is used to evaluate the effectiveness of the Provider advertisements for statistical and market research purposes and can help to optimize future advertising measures.\n\nThe data collected does not allow us to draw any conclusions about the identity of users. However, the data is stored and processed by the respective Provider so that a connection to the respective user profile is possible and the respective Provider can use the data for its own advertising purposes in accordance with its own data protection guidelines. This allows the Provider to enable advertisements to be placed on their website and outside their website. This use of the data cannot be influenced by us as a website operator.\n\nYou will find further information on the protection of your privacy as well as the possibility of revoking your consent in the privacy policies of the respective Providers:\n\nhttps://www.facebook.com/about/privacy/\n\nhttps://www.taboola.com/privacy-policy\n\nhttps://www.outbrain.com/legal/privacy\n\nhttps://twitter.com/en/privacy\n\nhttps://www.snap.com/en-US/privacy/privacy-policy\n\nhttps://www.tiktok.com/legal/privacy-policy?lang=us\n\nhttps://policy.pinterest.com/en/privacy-policy\n\nHow We Use Your Information\n\nWe may use the information we collect for various lawful business purposes. Among others, these purposes may include using this information, including your personal information, to:\n\nPresent and provide the Website, and related content to you. For example, to provide the Website, including its features and content (including advertisements) to you and/or other users.\n\nContact you and provide you with information. For example, if you use the \"contact us\" form or functionality on the Website, we might contact you via e-mail or other communications to provide you with information or to respond to comments, inquiries, and other information submitted by you.\n\nAnalyze, improve, and manage the Website and operations. For example, we might use your personal information to: (i) understand and anticipate your needs and preferences, (ii) better understand your use of the Website, (iii) customize and tailor website content and advertising, (iv) improve our marketing and promotional efforts, (v) engage in statistical analysis and market research, and (vi) provide feedback or information to our business partners, vendors, advertisers and other third parties. We may also use the information and data we collect (including your personal information) to improve and enhance the Website (in whole or in part) and for other development, diagnostic and corrective purposes in connection with the Website.\n\nResolve problems and disputes and engage in other legal and security matters. For example, we may use the information we collect to comply with, monitor compliance with and enforce this Privacy Policy, our Terms (including any terms and conditions incorporated or referenced in our Terms) and any other applicable agreements and policies, meet other legal and regulatory requirements, and protect the security and integrity of the Website. We might also use your personal information to authenticate activity, detect, investigate, and to prevent malicious conduct or unsafe experiences or address security threats, or protect public safety. We might also use information that we collect to investigate any complaint you make regarding the Website, content, or other related matters, to provide evidence in any dispute or anticipated dispute between you and us, or to prevent fraud or other criminal or otherwise inappropriate activities.\n\nTo fulfill any other purpose for which you provide it. For example, if you share your name and contact information to ask a question about our company, we will use that personal information to respond to your inquiry.\n\nComply with a request from you in connection with the exercise of your rights. For example, if you send us a privacy request, we will use your personal information to review your request and respond to your request.\n\nOther Purposes. We may also use your personal information in other ways. To the extent required by applicable law, we will provide notice at the time of collection and obtain your consent.\n\nHow We Disclose Your Information\n\nGeneral Disclosure of Your Information: We may disclose or share the information we collect, including your personal information:\n\nto our third-party service providers, vendors, partners, or suppliers so that they may provide support for our internal and business operations, including for data processing, data verification, data storage, surveys, research, internal marketing, delivery of promotional, marketing and transaction materials and Website speed, maintenance and security. For example, we use:\n\nGoogle Analytics so that they can help us understand how our customers use the Website -- you can read more about how Google uses your personal information here: https://www.google.com/intl/en/policies/privacy/. You can also opt-out of Google Analytics here: https://tools.google.com/dlpage/gaoptout.\n\nContent Delivery Network (\"CDN\") services (such as Cloudflare, Inc.) to increase the security and delivery speed of the Website. With the CDN, content from the Website such as images, fonts, stylesheets, and scripts are delivered to you faster via a network of servers. For this purpose, personal data, including your IP address, may be processed by the provider of the CDN. Further information can be found in Cloudflare's privacy policy here: https://www.cloudflare.com/privacypolicy/.\n\nServices provided by Google to display advertising content on the Website. You can review Google's privacy policy regarding advertising here: https://policies.google.com/technologies/ads. That page also provides information on how to manage what information is collected and how to opt out of collection.\n\nto our affiliates and their respective employees, agents and representatives involved in delivering the Website to you;\n\nto fulfill the purpose for which you provide it;\n\nto third parties when you engage in certain activities through the Website;\n\nto any person who, in our reasonable judgment, is authorized to receive your personal information as your agent, including as a result of your business dealings with that person (for example, your attorney);\n\nas required by applicable law or ordered by a court, regulatory or administrative agency;\n\nas we deem necessary, in our sole discretion, if we believe that you are violating any applicable law, rule, restriction or regulation, or are otherwise interfering with another's rights or property, including our rights or property;\n\nif requested by authorities in the event of any act or instance of local, regional or national emergency;\n\nto enforce our Terms, including this Privacy Policy, and any other applicable agreements and policies;\n\nwith your consent;\n\nto otherwise enforce or protect our rights; and\n\nin connection with a Business Transfer (as defined below).\n\nPlease note that the list above is not exhaustive and that we may, to the extent permitted by applicable law, disclose the information we collect to third parties at any time, for any lawful purpose, without notice or compensation to you.\n\nWhen we disclose the information we collect to third parties, such information will become permanently subject to the information use and sharing practices of the third party, and the third party will not be restricted by this Privacy Policy with respect to its use and further sharing of such information. Furthermore, these third parties may further disclose, share and use this information. By submitting information (including your personal information) to us, you expressly consent to such disclosure and use of such information. If you do not want this information (including your personal information) shared as described above, then you should not provide us with such information.\n\nOther Disclosures by Us:\n\nAggregation and De-Personalization. We may use and disclose any de-identified information for any lawful purpose, including for any commercial purpose. De-identified Information means information that does not identify you, including any identifiable information de-identified by either combining it with information about others, for example, by aggregating your personal information with information about other persons, or by removing characteristics, such as your name, that make the information personally identifiable to you.\n\nBusiness Transfers. We may disclose, lease, sell, assign, or transfer the information we collect (including your personal information) to third parties in connection with a Business Transfer. A \"Business Transfer\" means a sale, acquisition, merger, consolidation, reorganization, bankruptcy, or other corporate change involving us, even if the Business Transfer is only being contemplated and regardless of whether the Business Transfer relates to a part of or our whole business. Nothing in this Privacy Policy is intended to interfere with our ability to transfer all or part of our business, equity, or assets (including the Website) to an affiliate or independent third party at any time, for any lawful purpose, without notice or compensation to you.\n\nCircumvention of Security Measures: We use certain technical, administrative, and organizational security measures to keep your personal information safe. However, despite our efforts, please be aware that methods of transmission and electronic storage are not completely secure. We cannot guarantee the privacy or security of your personal information, as third parties may unlawfully intercept or access transmissions or electronic storage. Further, to the extent permitted by law, we are not responsible for circumvention of any privacy settings or security measures of the Website. Therefore, you use the Website at your own risk, you should not expect that your personal information will always remain private, and we do not guarantee the performance or adequacy of our security measures. In the event that an unauthorized third party compromises our security measures, to the extent permitted by law, we will not be responsible for any damages, directly or indirectly, caused by an unauthorized third party's ability to view, use or disseminate your personal information.\n\nChoices About How We Use and Disclose Your Information\n\nWe strive to provide you with choices regarding our collection, use and disclosure of the information that we collect (including your personal information). Below are some mechanisms that provide you with control over such collection, use or disclosure:\n\nCookies and Other Tracking Technologies. It may be possible to disable some (but not all) cookies or automatic data collection technologies through your device or browser settings, but doing so may affect the functionality of the Website. The method for disabling cookies or other automatic collection technologies may vary by device and browser, but can usually be found in preferences or security settings. You can exercise your preferences in relation to cookies served on the Website by taking the steps outlined below.\n\nFirst-Party Cookies. You can use the browser with which you are viewing the Website to enable, disable or delete cookies. To do this, follow the instructions provided by your browser (usually located within the \"Help\", \"Tools\" or \"Edit\" settings). Please note, if you set your browser to disable cookies, you may not be able to access secure areas of the Website. Also, if you disable certain cookies, other parts of the Website may not work properly. You can find more information about how to change your browser cookie settings at allaboutcookies.org.\n\nThird-Party Cookies. To opt-out of third-party advertising networks and similar entities that use advertising cookies go to aboutads.info/choices .\n\nWe do not control third-parties' collection or use of your personal information to serve interest-based advertising. However, these third-parties may provide you with ways to choose not to have your personal information collected or used in this way. In addition, most web browsers provide help pages relating to setting cookie preferences. More information may be found for the following browsers here:\n\nGoogle Chrome\nSafari (Desktop)\nInternet Explorer\nAndroid Browser\nMozilla Firefox\nOpera\n\n\n\nOnline Behavioral Advertising; Targeted Advertising. Certain third-party advertising networks that deliver behavioral advertising are members of the Network Advertising Initiative (\"NAI\"). You can prevent NAI member companies from collecting preference data about you by visiting http://www.networkadvertising.org/choices/ and following the NAI's directions. Note, if you opt-out through the NAI and later delete your cookies, use a different browser or buy a new computer, you will need to renew your opt-out choice. Additional options for opting out of target advertising include, without limitation:\n\nFACEBOOK - https://www.facebook.com/settings/?tab=ads\n\nTWITTER - https://help.twitter.com/en/safety-and-security/privacy-controls-for-tailored-ads\n\nGOOGLE - https://www.google.com/settings/ads/anonymous\n\nBING - https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads\n\nDigital Advertising Alliance - http://optout.aboutads.info/\n\nInformation that You Disclose to Third Parties\n\nThe Website may contain links or access to websites, content, or platforms operated by third parties that are beyond our control. Links or access to third parties from the Website is not an endorsement by us of such third parties, or their respective websites, applications, content, products, platforms, or practices. We are not responsible for the privacy policies, terms and conditions, practices, or the content of such third parties. All information that you disclose to such third parties will be subject to the privacy policies and practices of such third parties. You should review the privacy policies and practices of such third parties prior to disclosing information to them. If you have any questions about how these third parties use your personal information, you should review their policies and contact them directly.\n\nOperation of the Website in the United States\n\nThe Website is operated in the United States of America (\"U.S.\"). As a result, the information we collect (including your personal information) will be used and disclosed as described in this Privacy Policy in the U.S., as well as in other countries if you access the Website outside of the U.S. In some cases, the laws of countries other than the U.S. regarding our use and disclosure of your personal information may be less stringent than the laws of the U.S.\n\nChanges to Our Privacy Policy\n\nWe may amend this Privacy Policy at any time and from time to time. Amendments will take effect immediately upon us posting the updated Privacy Policy on the Website. Accordingly, you are encouraged to revisit this Privacy Policy from time to time in order to review any changes that we have made. The date on which this Privacy Policy was last updated will be noted immediately above this Privacy Policy.\n\nContacting Us\n\nIf you have any questions, suggestions or complaints regarding our use or disclosure of the information we collect from you or wish to contact us to make a request regarding such information (including your personal information), please contact us at https://www.bodis.com/contact.\n\nIn contacting us, you must include the reference to \"Privacy Request\" in the subject line and in the body of the message and include the email address or mailing address, as applicable, for us to send our response. We reserve the right not to respond to inquiries submitted other than at the contact page specified above.\n\nYour State Privacy Rights\n\nThis section supplements the information contained in this Privacy Policy and is relevant only to residents of certain U.S. states that have their own data privacy laws and regulations. Please note that the state specific rights set out below apply only to Website users who reside in the applicable state jurisdiction AND if we, as an organization, meet the jurisdictional threshold(s) in the applicable state jurisdiction.\n\nCalifornia, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Montana, New Jersey, Oregon, Tennessee, Texas, Utah, and Virginia provide (now or in the future) their state residents with rights to:\n\nConfirm whether we process their personal information.\n\nAccess and delete certain personal information.\n\nCorrect inaccuracies in their personal information, taking into account the information's nature processing purpose (excluding Iowa and Utah).\n\nData portability.\n\nOpt-out of personal data processing for:\n\ntargeted advertising (excluding Iowa);\n\nsales; or\n\nprofiling in furtherance of decisions that produce legal or similarly significant effects (excluding Iowa and Utah).\n\nEither limit (opt-out of) or require consent to process sensitive personal data.\n\nThe exact scope of these rights may vary by state. To exercise any of these rights please contact us at https://www.bodis.com/contact. To appeal a decision regarding a consumer rights request please contact us at https://www.bodis.com/contact or mail us a letter to Bodis, LLC 4830 W Kennedy Blvd, Suite 600, Tampa, FL 33609. We will verify your request using your personal information, including your email address. Government identification may be required. You can also designate an authorized agent to exercise these rights on your behalf. Authorized agents must submit proof of authorization.\n\nNevada provides its residents with a limited right to opt-out of certain personal information sales. Residents who wish to exercise this sale opt-out rights may submit a request here: https://www.bodis.com/contact.\n\nPrivacy Notice for California Residents\n\nThis section supplements the information contained in this Privacy Policy, but applies solely to all visitors, users, and others who reside in the State of California (for purposes of this section only, \"consumers\" or \"you\"). We have adopted this section to comply with the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2020 (the \"CCPA\").\n\nWe collect your personal information as described in the What Information We Collect and How We Collect It section of this Privacy Policy.\n\nWe obtain the categories of your personal information directly and/or indirectly from you, as described in the What Information We Collect and How We Collect It section of this Privacy Policy.\n\nWe use your personal information as set forth in the How We Use Your Information section of this Privacy Policy.\n\nWe disclose your personal information as set forth in the How We Disclose Your Information section of this Privacy Policy.\n\nWe do not knowingly sell or share any personal data of minors under the age of 16. We do not collect or process \"sensitive personal information\", as defined by the CCPA, to infer characteristics about you. We do not sell personal information to third parties in exchange for money.\n\nAdditional Restriction on Our Use of Your Information: We will not use your personal information we collect for materially different, unrelated, or incompatible purposes without providing you notice.\n\nAdditional Detail on Our Disclosure of Your Information: When we disclose personal information for a business purpose, we do so pursuant to an agreement that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the agreement.\n\nYour Additional Rights and Choices under the CCPA\n\nThe CCPA provides California residents (consumers) with specific rights regarding their personal information.\n\nAccess to Specific Information and Data Portability Rights. You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:\n\nThe categories of personal information we collected about you.\n\nThe categories of sources for the personal information we collected about you.\n\nOur business or commercial purpose for collecting or selling that personal information.\n\nThe categories of third parties with whom we share that personal information.\n\nThe specific pieces of personal information we collected about you (also called a data portability request).\n\nIf we sold or disclosed your personal information for a business purpose, two separate lists disclosing:\n\nsales, identifying the personal information categories that each category of recipient purchased; and\n\ndisclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.\n\nDeletion Request Rights. You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete or deidentify (and direct our service providers to take similar action) your personal information from our records, unless an exception applies. We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:\n\nComplete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, or otherwise perform our contract with you.\n\nDetect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.\n\nDebug products to identify and repair errors that impair existing intended functionality.\n\nExercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.\n\nComply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et. seq.).\n\nEngage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information's deletion may likely render impossible or seriously impair the research's achievement, if you previously provided informed consent.\n\nEnable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.\n\nComply with a legal obligation.\n\nMake other internal and lawful uses of that information that are compatible with the context in which you provided.\n\nExercising Your Access, Data Portability, and Deletion Rights:\n\nHow to Exercise. To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by:\n\nWeb: https://www.bodis.com/contact\n\nMailing Address: Bodis, LLC 4830 W Kennedy Blvd, Suite 600, Tampa, FL 33609\n\nOnly you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.\n\nGeneral Requirements. You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative. It must also describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.\n\nWe cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request.\n\nResponse Timing and Format. We will confirm receipt of your request within ten (10) business days. If you do not receive confirmation within the 10-day timeframe, please contact us at: https://www.bodis.com/contact. We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to another 45 days), we will inform you of the reason and extension period in writing. If you have an account with us, we may deliver our written response to that account. If you do not have an account with us, we will deliver our written response by mail or electronically, at your option.\n\nAny disclosures we provide will only cover the 12-month period preceding the verifiable consumer request's receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.\n\nWe do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.\n\nNon-Discrimination:\n\nWe will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:\n\nDeny you goods or services.\n\nCharge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.\n\nProvide you a different level or quality of goods or services.\n\nSuggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.\n\nHowever, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to your personal information's value and contain written terms that describe the program's material aspects. Participation in a financial incentive program requires your prior opt in consent, which you may revoke at any time.\n\nOther California Privacy Rights:\n\nCalifornia's \"Shine the Light\" law permits users of the Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send a message to https://www.bodis.com/contact or write us at:\n\nAttn: Privacy Request\n\nMailing Address: Bodis, LLC 4830 W Kennedy Blvd, Suite 600, Tampa, FL 33609"]}},"webrisk":{"overall_risk":"unknown","threats":[],"malware":false,"social_engineering":false,"unwanted_software":false,"error":"Request failed with status code 400"},"metadata":{"preflight":{"bestUrl":"https://18only.com","probes":[{"url":"https://18only.com","ok":true,"status":200},{"url":"https://www.18only.com","ok":true,"status":200},{"url":"http://18only.com","ok":true,"status":200}],"zyteCheck":null},"best_url":"https://18only.com","phase_a_duration_ms":3501,"phase_b_duration_ms":11450,"early_exit_reason":null,"tls_warnings":[],"zyte_preflight":null,"low_evidence_recovery":false},"virustotal":{"malicious":2,"suspicious":0,"total":88,"scanned":true},"evidence_coverage":"50","ai_result_latest":{"flag":"high_risk","rate":25,"about":"

Detailed Analysis Report: Is 18only.com Safe and Legit?

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Website Overview and Purpose

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18only.com is a financial services website that appears to focus on providing users with access to various insurance products, including life insurance, credit cards, and car insurance. The site aims to connect users with insurance providers, potentially generating leads for these services.

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Content Quality and User Experience

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Key Experience Highlights

\n\n

Claims Verification and Red Flags

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⚠️ Red Flags Detected

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Several red flags have been identified that raise concerns about the legitimacy of the site:

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⚠️ Caution Points

\n\n

Security Note: The site uses a DV SSL certificate issued by E8, which is standard but does not indicate a verified business identity.

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Legitimacy and Reputation Assessment

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The domain has been operational for 20 years, indicating some level of stability. However, it is hosted on Amazon's infrastructure, which is common for many sites. The lack of a strong online presence or ranking (not in the top 1 million on Tranco) raises concerns about its reputation and user trust.

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Final Verdict and Recommendations

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Conclusion: Based on the identified red flags and the overall lack of transparency, 18only.com appears to be a high-risk site for users seeking insurance services. Caution is advised when interacting with this site.

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Users should consider alternative, well-established platforms for insurance needs and verify any claims made on this site.

","status":"scam","reasons":["[SECURITY] The site has been flagged by VirusTotal with 2 detections, indicating potential security risks.","[DOMAIN HISTORY] The domain is 20 years old, but lacks substantial content and transparency.","[TRANSPARENCY] No clear company information or contact details are provided, raising trust concerns.","[CONTENT QUALITY] The site features generic content with limited information, typical of low-quality lead generation sites.","[TRUST SIGNALS] While the site has a valid SSL certificate, this does not guarantee legitimacy."],"category":"Financial Services","red_flags":["[GUARDRAIL] No deterministic evidence for scam; downgrading to warning","[CLAIMS] Lack of detailed descriptions or unique content raises concerns about the site's purpose.","[TRANSPARENCY] Missing company information and contact details, critical for trust in financial services."],"final_score":25,"subcategory":"Insurance","final_status":"warning","score_source":"openai_guardrail","ai_confidence":"medium","claimed_brand":null,"brand_evidence":[],"business_model":"Lead generation for insurance products","expected_domain":null,"target_audience":"Individuals seeking insurance quotes","confidence_level":"medium","guardrail_actions":[{"type":"scam_downgraded","reason":"No deterministic evidence for scam; downgrading to warning","scoreCeiling":null,"targetStatus":"warning"}],"analysis_timestamp":"2025-11-17T11:19:50.506Z","user_recommendation":"Exercise caution and verify any offers before providing personal information.","contact_transparency":"poor","professionalism_score":4,"brand_claim_confidence":null},"final_domain_age":{"days":7595,"years":20,"source":"rdap","verified":true,"allSources":["rdap"]},"guardrail_summary":{"actions":[{"type":"scam_downgraded","reason":"No deterministic evidence for scam; downgrading to warning","scoreCeiling":null,"targetStatus":"warning"}],"scoreSource":"openai_guardrail","aiConfidence":"medium"}},"reviews":[],"has_archive":false,"archive_data":null,"archive_stats":null}};